Satish Kadam

- Portfolio customer base of 60K

- Employee count >500

- Branches 50

• Taken control of delinquency of HL portfolio of the region.
• Initiated legal action against intentional defaulters under SARFAESI act.
• Focused on collection productivity considering staff staff count.
• Brought down the NPA ratio under control.
• Blacklisted many areas for business considering collection scenario.
• Got the permission from management to restart the business by giving them confidence by collection numbers.
• Started business by putting strong filters with the help of collection experience.
• Trained my staff for new HL documentation & sourcing rules.
• Built a new business confident business team who achieved JFM 23 & become a pan india top productive team in FY24.

• Portfolio Size: -622 Cr Total Team 520 Employees
• Monitoring Disbursement As well as collection of MP state for Micro loan product Monitoring Sourcing, target allocation, collection, Recruitment, training, New business Expansion Managing 4 regions i.e
• MP1, MP2, MP3 & MP4 Reporting to ZM micro loan.

• Portfolio Size: -230 Cr Total Team 350 Employees
• Overall management of state microfinance department from Sourcing, target allocation, day to day MIS tracking, daily target monitoring, Daily collection tracking, delinquency management, recruitment, training, business expansion with new branches of AXIS rural in existing structure
• Reporting to Zonal Head MFI.

• Executive for Narsi & Degloor branch at Nanded(MH) for micro loan Branch manager of Wardha(MH) Branch for micro loan Territory manager for Amravati(MH) Branch State Manager of MH for micro loan product

• Field Executive - Microfinance Loan Products: - JLG/ SHG, Micro-Enterprise LNs & Insurance, Agri crop LNs, Agri Allied LNs & Insu, Micro pension Steered efforts in maintaining 100% OTRR by effectively managing Branch Profit, Risk and delinquency.

• Handling customer complaints regarding products Product training to sales team Conducting farm demonstrations Conducting farmer meetings Recruitment of sales force Field audit for miss selling identification Replacement delivery for plantation product Obtaining license from respective government bodies for organic product