Saurabh Gandhi
Gurgaon
Summary
Highly motivated professional having 6+ years of experience with desire to take on new challenges. Strong work ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
6
6
years of professional experience
Work History
Deputy Manager(Relationship Manager at Mortgage)
ICICI BANK
Gurgaon,
03.2021 - Current
- Channel Management- developing and expanding the existing channel network, focusing on developing relations and corporate tie-ups
- Collaborate with internal teams such as underwriting, legal, operations and technical in order to ensure timely completion of loan transactions according to established standards and procedures.
- Review monthly financial statements for accuracy prior to submission to the corporate office.
- Monitor compliance with banking regulations and internal policies and procedures.
- Provide leadership, insight and mentor newly hired employees to supply knowledge of various products.
- Review and analyzed financial statements of potential borrowers to determine creditworthiness.
- Conduct detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
Senior Loan Officer
My Loan Care Ventures Pvt Ltd.
Gurgaon
04.2019 - 03.2021
- Provide guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
- Evaluate all relevant documents associated with each loan application prior to submission for approval.
Associate Sales Consultant
Paisabazaar Marketing and Consulting Private Limited
Gurgaon,
12.2017 - 03.2019
- Analyze data from the CRM system to determine areas of improvement for the overall sales process.
- Foster relationships with customers to expand customer base and retain business.
- Listen to customer needs to identify and recommend the best products and services.
Education
M.COM -
01.2018
B.COM(HONS.) -
01.2016
12th Standard -
01.2013
10th Standard -
01.2011
Skills
- Chanel Management
- Product Categorization
- Retail Operations
- Credit Assessment
- Credit Analysis
- Loan Disbursements
- Credit Underwiting
Accomplishments
- Awarded as Rising Star and Star of the Month multiple time
- Repeatedly received the "Direct RM Champ" title for top disbursement in the North Zone region.
Behavior Competencies
- Ability to set priorities and deliver high standards of performance.
- Potential to motivate a team by effective communication and influence for delivering results.
- Ability to use data and logic to convince and articulate others with conviction.
Computer Proficiency
Well versed with MS Word, MS Excel, Outlook, Power Point and CRM.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Deputy Manager(Relationship Manager at Mortgage) - ICICI BANK
03.2021 - Current
Senior Loan Officer - My Loan Care Ventures Pvt Ltd.
04.2019 - 03.2021
Associate Sales Consultant - Paisabazaar Marketing and Consulting Private Limited
12.2017 - 03.2019
University of Rajasthan - M.COM,
University of Rajasthan - B.COM(HONS.),
RBSE - 12th Standard,
RBSE - 10th Standard,
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