Sharan Krishna S
Bangalore
Summary
Seasoned Senior KYC Analyst known for maintaining high productivity levels and completing tasks efficiently. Possess specialized skills in customer due diligence, risk assessment, and regulatory compliance. Excel in communication, teamwork, and problem-solving to ensure thorough analysis and compliance with all KYC regulations. Committed to leveraging these abilities for improving operational workflows and ensuring meticulous adherence to legal standards.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Senior Operations Analyst - Financial Crime
Natwest group
Bangalore
11.2024 - Current
- Review and update customer KYC files to meet regulatory and internal standards.
- Identify missing or outdated customer information and request required documents.
- Conduct enhanced due diligence (EDD) for high-risk customers (e.g. PEPs, complex entities).
- Assess and update customer risk ratings based on current information.
- Ensure all work complies with NatWest Bank policies and UK AML regulations.
- Record all findings clearly and maintain proper audit trails.
- Support junior analysts and check their work for quality and accuracy.
- Communicate with internal teams to resolve KYC issues quickly.
- Provide regular progress updates to team leads or managers.
- Help improve KYC processes and suggest efficiency gains.
- Conducted thorough transaction monitoring for suspicious activities and compliance breaches.
- Analyzed customer due diligence reports to ensure regulatory adherence and risk assessment.
- Trained junior analysts on AML processes and investigative techniques to enhance team skills.
- Reviewed and updated risk assessments based on changing regulations and industry standards.
- Tracked all SARs filed by the company and reviewed them for accuracy and completeness.
- Provided guidance on KYC requirements for new customer onboarding processes.
- Participated in meetings with senior management team to discuss AML issues that may arise from time-to-time.
- Trained new team members on KYC protocols and investigation techniques.
- Monitored customer accounts for suspicious activities and transactions based on established guidelines.
KYC / AML Analyst
METAMAP Inc. (TalentPro India)
BENGALURU
08.2022 - 05.2024
- Conducted CIP, CDD & EDD analysis for individual clients and entities, ensuring compliance with internal standards.
- Monitored and assessed transactional alerts for potential suspicious behaviors.
- Performed analysis of potential matches against sanctions lists flagged through customer and transaction screening.
- Communicated with customers to gather additional information necessary for sanctions list reviews and worked on fraud detection in several stages of screening KYC documents.
- Escalated alerts potentially triggering reporting requirements to SME.
- Liaised with the Product team to enhance automated sanctions screening methodologies and reduce false positives.
- Assessed and mitigated sanctions risks to improve overall customer satisfaction.
- Worked with US clients in KYC onboarding processes. Paysafe and Wepay as such.
Business Development Executive
BHARATPE
BENGALURU
08.2021 - 12.2021
- Demonstrated a robust understanding of industry trends and optimized processes in the loans sector.
- Handled inbound calls each day, effectively resolving customer inquiries.
- Responded to customer concerns promptly, escalating critical issues to management when necessary.
- Utilized active listening skills to comprehend customer needs and resolve issues effectively.
- Improved customer acquisition rates through targeted marketing strategies designed for specific market segments.
- Successfully negotiated and secured long-term contracts using strong negotiation abilities.
- Collected KYC documentation from the customers to onboard and process the loan application.
Financial Services Consultant
ICICI Prudential Pvt. Ltd
Bangalore
12.2019 - 04.2021
- Implemented cold calling campaigns to attract ICICI Prudential clients and promote life insurance products successfully.
- Engaged in direct marketing initiatives to build and expand a new customer database.
- Evaluated clients' financial positions to provide knowledgeable consultations and guidance.
- Assessed various investment alternatives tailored to clients' needs.
- Identified and recommended options for capital augmentation, including loans and funding opportunities.
- Offered strategic insights on stock and bond transactions for clients.
- Forecasted financial revenue and expenses, addressing discrepancies as necessary.
- Analyzed market trends to identify risks and growth opportunities.
- Oversaw compliance with tax payment regulations, ensuring adherence to governing laws.
- Supervised financial operations to sustain strict legal compliance.
Education
MBA -
Don Bosco Institute of Management Studies (Bangalore University)
BangaloreBBA -
Mahatma Gandhi University
Intermediate -
Ventura Academy
10th -
Janaseva Vidyakendra
BangaloreSkills
- Microsoft Office PowerPoint
- Microsoft Excel
- Google Sheets
- Outlook
- AML data check tools
- ComplyAdvantage
- Worldcheck
- KYC Regulations
- AML Laws and Regulations
- Risk Assessment
- Sanctions Screening
- Regulatory Reporting
- Open Search AML Tools
- LexisNexis
- Fraud detection
- Financial Reporting
- Legal Compliance
- Leadership skills
- Communication skills
- Organisational skills
- Problem-solving
- Analytical thinking
- Teamwork
Certification
- SAP Certified Application Associate SD - Henry Harvin Education LLP
- Leadership Skills - Accenture
- Anti Money Laundering Framework - RiskPro
- Enhancing Financial Inclusion with a Risk-Based Approach - ACAMS
Projects
Research Project on Material Management Practices, Undertook a research project analyzing the impact of material management practices on profitability, including a detailed case study of NEO-STIK TAPES PVT LTD.
Professional Development
- Microsoft Excel
- Financial Reporting
- Risk Assessment & Management
- Legal Compliance
- Leadership skills
- Communication skills
- Organisational skills
- Problem-solving
- Fraud detection
- Analytical thinking
Timeline
Senior Operations Analyst - Financial Crime
Natwest group
11.2024 - Current
KYC / AML Analyst
METAMAP Inc. (TalentPro India)
08.2022 - 05.2024
Business Development Executive
BHARATPE
08.2021 - 12.2021
Financial Services Consultant
ICICI Prudential Pvt. Ltd
12.2019 - 04.2021
MBA -
Don Bosco Institute of Management Studies (Bangalore University)
BBA -
Mahatma Gandhi University
Intermediate -
Ventura Academy
10th -
Janaseva Vidyakendra