Summary
Overview
Work History
Education
Skills
Timeline
Generic

SHASHI RANJAN

Mumbai

Summary

Banking professional with over 5 years of experience at Bank of India across branch banking operations, centralized credit processing, and supply chain finance. Currently serving as Manager – Supply Chain Finance & Digital Lending, responsible for managing and growing a ₹3,000 Crore Supply Chain Finance Program portfolio. Instrumental in onboarding 13 anchor corporates and over 150 dealer relationships during FY 2025-26, leading to a fourfold expansion of the anchor corporate base and increasing annual business throughput from approximately ₹300 Crore to ₹1,500 Crore. Led the implementation of a new Loan Management System (LMS) for Supply Chain Finance bill management, including business requirements gathering, User Acceptance Testing (UAT), and deployment coordination with technology teams. Experienced in credit appraisal, structured finance, business transformation, stakeholder management, and risk assessment.

Overview

2027
2027
years of professional experience

Work History

Manager – Supply Chain Finance & Digital Lending

BANK OF INDIA
04.2021 - Current
  • Managed and grew a ₹3,000 Crore Supply Chain Finance portfolio across dealer finance, vendor finance, and receivable finance programmes.
  • Spearheaded the onboarding of 13 new anchor corporates during FY 2025-26, resulting in a nearly fourfold expansion of the anchor corporate base and significantly strengthening the Bank’s Supply Chain Finance franchise.
  • Drove annual business throughput to approximately ₹1,500 Crore, representing a fivefold increase from the existing throughput of approximately ₹300 Crore.
  • Onboarded over 150 dealer relationships during FY 2025-26, enhancing business penetration across multiple supply chains.
  • Led the business implementation of a new Loan Management System (LMS) for managing Supply Chain Finance bills and transactions.
  • Developed and finalized the Business Requirement Document (BRD), translating business and operational requirements into system specifications.
  • Planned and executed User Acceptance Testing (UAT), ensuring system readiness, process alignment, and operational effectiveness before production rollout.
  • Coordinated closely with IT, operations, and business teams to ensure timely deployment and successful implementation of the application.
  • Conduct credit assessment and financial analysis of anchor corporates, dealers, distributors, and suppliers for onboarding, limit assessment, and periodic reviews.
  • Monitor portfolio performance, utilization trends, delinquency levels, and risk indicators to maintain portfolio quality and sustainable growth.
  • Prepared credit proposals, portfolio review notes, management reports, and business presentations for senior management and sanctioning authorities, facilitating strategic insights and approvals.

Credit Processing Officer

BANK OF INDIA
  • Performed financial statement analysis, credit appraisal, due diligence, and compliance verification for sanction of credit facilities.
  • Processed and evaluated retail and MSME credit proposals, ensuring compliance with Bank policies and regulatory guidelines to support sound lending decisions.
  • Ensured compliance with internal credit policies and risk management frameworks, minimising potential regulatory issues and safeguarding the Bank's interests.
  • Coordinated with branches and business units to ensure timely sanctioning and disbursement of loans, enhancing customer satisfaction and trust.

Branch Operations Officer

BANK OF INDIA
  • Handled account operations and ensured regulatory compliance, operational controls, and audit readiness.
  • Ensured compliance with RBI guidelines and Bank operational procedures.
  • Managed daily branch operations, enhancing customer service and streamlining transaction processing activities.
  • Supported business development initiatives and strengthened customer relationships.

Education

bache - Computer Science

Sharda University
Greater Noida, IN-UP

Master of Business Administration - Finance

University of Delhi
New Delhi, IN-DL

Skills

  • Supply Chain Program Structuring
  • Financial analysis and credit underwriting
  • Credit risk assessment
  • Working capital assessment
  • Risk assessment
  • Process optimisation
  • Advanced Excel proficiency
  • Corporate Relationship Management
  • Anchor Corporate Onboarding

Timeline

Manager – Supply Chain Finance & Digital Lending

BANK OF INDIA
04.2021 - Current

Credit Processing Officer

BANK OF INDIA

Branch Operations Officer

BANK OF INDIA

bache - Computer Science

Sharda University

Master of Business Administration - Finance

University of Delhi

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SHASHI RANJAN