Shivam Bhoje
Mumbai
Summary
- Credit underwriters review credit applications and financial statements to determine a borrower's creditworthiness and ability to repay a loan
- Credit underwriters assess the risk of lending to a borrower, including whether they have collateral to offer if they can't repay the loan
- Credit underwriters use their findings to make decisions on loan approvals, and may also set loan amounts
- Credit underwriters typically work for banks or commercial lenders. They should have strong analytical skills, ethical values, and be able to maintain client privacy. They should also be comfortable using financial software, such as Microsoft Excel.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Credit Underwriter
VAK Reports
Mumbai
08.2022 - 05.2024
- A credit underwriter's role is to evaluate a loan applicant's creditworthiness and decide if they should be approved for a loan. They do this by assessing a variety of factors
- credit history: The applicant's credit history is a key factor in the decision-making process.
- Employment verification: The applicant's employment history is reviewed.
Education
High School Diploma -
Shirodkar College
Parel MumbaiSkills
- Team Leading
- Typing
- Excel Work
Languages
Marathi
First Language
English
Elementary (A2)
A2
Hindi
Upper Intermediate (B2)
B2
Certification
- I Have promotion letter of my work.
Reading Books
Rich Dad Poor Dad
Timeline
Credit Underwriter
VAK Reports
08.2022 - 05.2024
High School Diploma -
Shirodkar College
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