Community Involvement
SHIVAM CHOUDHARY
Credit Analyist
Jhansi
Summary
Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 02 years of resolving credit disputes and making recommendations on bad debt accounts.
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Overview
2
2
years of professional experience
2
2
Languages
Work History
Credit Analyst
SHUBHAM HOUSING DEVELOPMENT FINANCE CO. LTD.
09.2021 - 12.2023
- Achieved operational efficiency via continuous improvement initiatives focused on streamlining processes within Credit Analysis department.
- Balanced growth objectives with prudent risk-taking, effectively managing bank's exposure to potential losses from lending activities.
- Optimized risk-return profiles by applying advanced statistical models and stress testing methodologies during underwriting processes.
- Facilitated knowledge sharing across organization by providing training sessions and workshops on credit risk management best practices.
- Streamlined loan approval process for faster results by implementing efficient credit scoring system.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
Education
Bachelor of Commerce - Banking And Finance
BUNDELKHAND UNIVERSITY
JHANSI UTTAR PRADESH INDIA 04.2001 -
Skills
Credit Reporting
Financial statements expertise
Underwriting
Report Analysis
Credit analysis
Financial statement review
Risk Assessment
Lending regulations
High risk account reviews
Interests
Sports
Blogging
Timeline
Credit Analyst
SHUBHAM HOUSING DEVELOPMENT FINANCE CO. LTD.
09.2021 - 12.2023
Bachelor of Commerce - Banking And Finance
BUNDELKHAND UNIVERSITY
04.2001 -
Similar Profiles
Akash GuptaAkash Gupta
Manager - Operation & IT Products at Shubham Housing Development Finance Company Ltd.Manager - Operation & IT Products at Shubham Housing Development Finance Company Ltd.
Tushar BhadaneTushar Bhadane
Zonal Credit Manager at Shubham Housing Development Finance Company Ltd.Zonal Credit Manager at Shubham Housing Development Finance Company Ltd.
Aarti SharmaAarti Sharma
Assistant Manager - Customer Service at Shubham Housing Development Finance Co. LtdAssistant Manager - Customer Service at Shubham Housing Development Finance Co. Ltd