Shraddha Shivhare
Gurgaon
Summary
AML/KYC and financial crime compliance professional with over 6+ years of experience in global banking. Expertise in SAR/STR filing, KYC review, onboarding, transaction monitoring, and regulatory compliance. Proven track record in leading teams to improve processes and optimize workflows while maintaining AML adherence. Strong interpersonal skills in stakeholder coordination and quality assurance, enhancing operational efficiency and risk assessment.
Overview
7
7
years of professional experience
Work History
Team Leader
NTT DATA
Gurgaon
09.2025 - Current
- Led team of AML/KYC analysts, overseeing case allocation, productivity tracking, and performance evaluations to ensure optimal team performance.
- Ensured compliance with regulatory standards and internal AML policies across all investigations.
- Collaborated with compliance, risk, and operations teams to ensure adherence to internal policies and regulatory requirements.
- Conducted quality control reviews and provided feedback and training to analysts, improving overall case quality.
- Managed stakeholder communication and handled escalation processes to resolve issues promptly and maintain alignment with project goals.
- Developed process documentation, including workflows and standard operating procedures (SOPs).
- Performed sanctions screening, PEP checks, and adverse media reviews using compliance tools and regulatory databases.
- Facilitated training sessions to enhance team capabilities and promote knowledge sharing, resulting in improved analyst proficiency.
Business Analyst | Financial Crime Compliance Analyst
Genpact
Gurgaon
03.2024 - 08.2025
- Conducted end-to-end Transaction Monitoring investigations across Level 1 (L1), Level 2 (L2), and Level 3 (L3), analyzing alerts to identify potential money laundering, fraud, and financial crime risks.
- Investigated complex, high-value transactions, including cryptocurrency activities, to identify and report suspicious financial behavior.
- Prepared and submitted Suspicious Activity Reports (SAR/STR) via regulatory platforms like UK SAR Portal and GoAML, ensuring adherence to AML/CTF regulations.
- Collaborated with cross-functional teams to implement process improvements and share financial crime insights, enhancing cryptocurrency compliance initiatives.
- Performed Quality Assurance (QA) reviews and managed internal quality trackers to ensure accuracy of investigations and minimize operational errors.
Senior Associate | Fraud Analyst
Task U's
Indore
06.2021 - 02.2024
- Analyzed transaction patterns and account activity, identifying potential fraud and financial crime risks to mitigate losses.
- Processed Level 1 (L1) fraud reviews, escalating high-risk cases to Level 2 investigations to enhance fraud detection and response.
- Conducted KYC onboarding and periodic reviews for individual and corporate clients, ensuring compliance with AML/ KYC regulatory requirements and mitigating risk exposure.
- Performed PEP, sanctions, and high-risk country screening, escalating complex cases to legal and onshore compliance teams.
- Prepared case investigation reports and risk assessments, documenting due diligence findings to ensure compliance with regulatory requirements.
Associate
Tata Consultancy Services
Gurgaon
08.2019 - 05.2021
- Executed KYC onboarding, enhanced due diligence (EDD), and transaction monitoring for high-risk clients, ensuring compliance with regulatory standards.
- Investigated high-risk customers, identifying Ultimate Beneficial Owners (UBOs) and associated activities to mitigate potential risks.
- Identified and reported suspicious activities/ transactions (SAR/ STR) to onshore compliance teams.
- Facilitated AML/KYC compliance for clients across EU, UK, and USA markets, reinforcing overall risk management and regulatory adherence.
Education
Bachelor of Commerce (Honors) -
Prestige Institute of Management & Research
Gwalior05-2019
Skills
- KYC review and onboarding
- Transaction Monitoring
- Transaction reporting
- Sanctions Screening
- Adverse Media Screening
- Wealth verification
- Risk Assessment
- Regulatory Compliance
- Stakeholder Management
- Leadership Development
- Performance Monitoring
- Coaching Techniques
Affiliations
Dow Jones Risk & Compliance, Salesforce, Verafin, World-Check, LexisNexis, Actimize, Finscan, Hummingbird, AgentCockpit, MS Excel.
Timeline
Team Leader
NTT DATA
09.2025 - Current
Business Analyst | Financial Crime Compliance Analyst
Genpact
03.2024 - 08.2025
Senior Associate | Fraud Analyst
Task U's
06.2021 - 02.2024
Associate
Tata Consultancy Services
08.2019 - 05.2021
Bachelor of Commerce (Honors) -
Prestige Institute of Management & Research