S MANIKANDAN
TEAM LEADER
Chennai
Summary
Experienced in financial crime and Customer Due Diligence with a demonstrated history of working in the banking industry. Skilled in End to End Customer Due Diligence of clients and Anti-money laundering Regulations. Passionate about ensuring compliance and protecting the integrity of financial institutions through meticulous attention to detail and a proactive approach to risk management. Adept at identifying potential risks and implementing effective strategies to mitigate them, contributing to a culture of transparency and trust within the organization.
Overview
7
7
years of professional experience
5
5
years of post-secondary education
2
2
Languages
Work History
TEAM LEADER
Standard Chartered Bank
08.2022 - Current
- Performing ongoing CDD including maintenance and updating AML/KYC record and information for existing clients and other system data base with help of acceptable data source.
- Perform groundwork reviews which includes the identification and sourcing of the documents based on client type.
- Collaborating with Relationship Managers, Client Managers, integrated middle office and FCC teams to assess and mitigate client risk, ensuring timely completion of KYC reviews and onboarding clients.
- Supported Regulatory audits and internal compliance reviews with required reports and analysis.
- Reviewing clients Account activity/Products/Client Transactions of their accounts.
- Direct connect with clients on the documents requirement for the review.
- Participated in User acceptance Testing (UAT) for new system rollouts, including test case creation, execution, and defect tracking.
- Handled team data management, dashboards and daily MIS reporting using MS excel and power BI.
- Trained new team Members on KYC processes, tools and compliance policies.
ASSISTANT MANAGER
HDFC Bank
04.2021 - 08.2022
- Conduct enhanced due diligence on cases in accordance with CIP policies.
- Monitoring and Resolving queries for entire south region clients / Wholesale Banking Operations Units.
- Monitoring and mentoring the Off-role Staff on their MIS and TAT.
- Handling the disputes that are raised by Customers on Customer Instructions and Digital Migration.
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Improved customer satisfaction by addressing and resolving complaints promptly.
- Monitoring Current account opening under the regulatory guidelines and monitoring CIBIL exposure.
- Worked closely with audit teams, Regulatory bodies during inspections, ensuring successful audits with minimal observation.
- Developed and maintained team dashboard for senior management to track regulatory breaches and risk indicators.
- Part of Digital migration project - Validated data integrity and system behavior by Performing manual and automated test cycles in pre-production environments
SENIOR ANALYST
NATWEST GROUP
06.2018 - 01.2021
- Performing first level checks for screening due diligence and provide approval.
- Performing PEP screening and mitigating risk levels.
- Performing adverse media and sanction screening for both individuals & entities and Identifying material hits and escalate to 2nd level check
- Has been a part of Automation process tranche 2 validation(Quality check).
- Ensured adherence to global AML regulations and internal policies during the name screening process.
- Utilized screening tools such as WorldCheck, RDC and internal systems to identify potential matches.
Education
BACHELOR OF COMMERCE -
RAMAKRISHNA MISSION VIVEKANANDA COLLEGE
07.2013 - 05.2016
MASTER OF BUSINESS ADMINISTRATION - undefined
SRM UNIVERSITY
08.2016 - 05.2018
Skills
Enhanced Due Diligence (EDD)
AML Risk Assessment
Regulatory Compliance
End to End KYC Onboarding
Periodic Review & KYC Remediation
Teamwork and collaboration
Problem-solving
Work Planning and Prioritization
Timeline
TEAM LEADER
Standard Chartered Bank
08.2022 - Current
ASSISTANT MANAGER
HDFC Bank
04.2021 - 08.2022
SENIOR ANALYST
NATWEST GROUP
06.2018 - 01.2021
MASTER OF BUSINESS ADMINISTRATION - undefined
SRM UNIVERSITY
08.2016 - 05.2018
BACHELOR OF COMMERCE -
RAMAKRISHNA MISSION VIVEKANANDA COLLEGE
07.2013 - 05.2016