Summary
Overview
Work History
Education
Skills
Awards & Recognition
Timeline
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Shubham Anand

Summary

Product Manager with 3+ Years in Growth, Digital Lending & High-Scale Fintech

Overview

3
3
years of professional experience

Work History

Product Manager, Growth & Lending

Branch International (Serving 700K+ Daily Active Users)
04.2025 - Current
  • Launched embedded insurance product generating Rs. 10.5 Cr monthly revenue with 85% user adoption and 16% MoM growth across 1M+ users
  • Introduced premium loan variant for top-tier users improving average ticket size by 17% across 60K loans in first month
  • Reduced loan offer-stage drop-offs from 26% to 20% via targeted fee discounts for high-intent users, impacting 10K+ loan offers
  • Launched one-tap email login for returning users reducing OTP friction and improving login success by 5% across 200K+ monthly sessions in Nigeria and Kenya

Associate Product Manager, Growth

Branch International
06.2024 - 03.2025
  • Scaled YouTube-based influencer referral program onboarding 30+ creators and driving 60K+ monthly signups (5% uplift in new registrations)
  • Built soft offer API with credit bureau integration (CIBIL/Equifax) enabling 10+ marketplaces to pre-qualify leads, increasing user acquisitions by 7%
  • Launched web platform for onboarding and repayments through Web SDK integration across 3 markets, enabling 55K+ monthly registrations and 50K+ transactions
  • Developed service visibility features through A/B testing, improving customer LTV by 3% across 200K+ users
  • Redesigned user authentication flow migrating from SMS OTP to USSD via AfricasTalking in Nigeria, reducing operational costs by 13% and improving login success by 5%
  • Integrated repayment reminders via Google Calendar reducing delinquency by 5% through automated event-based notifications across 3M+ users
  • Launched self-serve PIN reset across 3 markets achieving 68% adoption among users requiring resets and reducing support tickets by 80% (17K to 3K monthly)

Associate Product Manager

Ariz Bank
07.2022 - 06.2024
  • Company Overview: India's 3rd largest private bank
  • Scaled DSA-led loan disbursal by launching end-to-end digital journey, unlocking Rs. 500 Cr monthly disbursal volume and 4K+ daily applications with 10% MoM growth
  • Integrated EPFO and Perfios APIs enabling real-time income verification, reducing loan processing from 1 day to 5 minutes for 90K+ monthly applicants
  • Enhanced Account Aggregator platform with retry mechanisms, improving data retrieval success rates from 12% to 55% for 40K+ monthly users

Education

Bachelor of Technology - Chemical Engineering

Indian Institute of Technology Bombay
Mumbai
08-2022

Skills

  • Product & Execution: Roadmapping, A/B testing, Funnel Optimization, PRD Writing, Cross-functional Leadership, Cohort Analysis, Market Research, AI Workflow Automation
  • Technical Tools: SQL, Metabase, Figma, CursorAI, Postman, Datadog, Bugsnag, JIRA, Confluence, API integrations

Awards & Recognition

  • Q1 & Q2 2025 Hall of Fame – Top performer across product team (2 consecutive quarters), Branch International,
  • Q1 2024 Axis Anchors – Top 3 employees company-wide for exceptional performance, Axis Bank

Timeline

Product Manager, Growth & Lending

Branch International (Serving 700K+ Daily Active Users)
04.2025 - Current

Associate Product Manager, Growth

Branch International
06.2024 - 03.2025

Associate Product Manager

Ariz Bank
07.2022 - 06.2024

Bachelor of Technology - Chemical Engineering

Indian Institute of Technology Bombay

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Shubham Anand