Dynamic strategic alliances professional with 14 years of experience in OEM & Bank Partnerships, and Product Management in the Payments & Banking Industry. Skilled in affordability strategies, forging key partnerships, and driving financing solutions to enhance market reach and sales. Experienced in collaborating with financial institutions, NBFCs, and digital lending platforms to create customer-centric affordability schemes. Proven expertise in business development, account management, revenue growth, channel sales, online & offline payments, card issuance, brand EMI, marketing, product management, and new product launches, Consumer Research. Deep knowledge of India's payment processing regulations, operating rules, and standard contract terms.