Siddharth Srivastava
25 years Experience in Banking and Financial Services.
Mumbai
Summary
With 25 years of experience in the banking and financial industry, I possess a comprehensive understanding of unsecured and secured lending. Throughout my career, I have excelled in sales, product development, credit underwriting, and collections. My impressive track record speaks for itself, consistently driving business growth, expanding geographies, and successfully leading large teams. I am highly skilled in managing lending products from start to finish, executing strategies, and driving business transformation.
Overview
25
25
years of professional experience
2
2
years of post-secondary education
Work History
Business Head
Infina Finance ( Associate of Kotak Mahindra Bank)
Mumbai
06.2024 - Current
- Leading the launch of the Loan Against Property ( LAP ) business.
- Overseeing Sales, Credit, Collections and Operations of the Product.
- Starting from scratch, Product build up, Policy, Pricing, Distribution and Process development.
Chief Business Officer
Aavas Financiers Ltd
07.2022 - 06.2024
- Responsible for Business and profitability of the organization
- Managing team of more than 3000+ employees
- Managing book of more than 14kcr
- Looking after Sales, Product, Marketing for the organization
- Having 350+ branches and 5-6 verticals delivering best quality affordable housing business Pan India
Zonal Head - Mortgage
ICICI Bank Ltd
07.2021 - 07.2022
- Managing book size of more than 60kcr
- One of the biggest zones in the country with two A+ Markets
- Grew business from 1200cr/month to 2000cr/month
- Managing all verticals of the business, DSA, Builder and Branch
- Responsible for PPOP of the zone
Zonal Head Mortgage - North
ICICI Bank Ltd
09.2018 - 07.2021
- Responsible for Delhi NCR, Rajasthan, Punjab, Haryana, Himachal Pradesh, Uttarakhand, Uttar Pradesh
- Contributed 30% of the country disbursement
- Grew business 1.25X before covid stuck
- Largest Zone in terms of book size and disbursement
- Managing team of 500+ employees
Product Head - Mortgage
ICICI Bank Ltd
10.2016 - 08.2018
- Responsible for Product Development, Profitability, Distribution enhancement, Digital Transformation, Customer Service, Crossell for Mortgage business
- Leading a team of 30+ Product Managers to deliver best in class Mortgage products and services
Zonal Head Mortgage
ICICI Bank Ltd
Mumbai
10.2014 - 09.2016
- Managing the biggest City business in ICICI bank Mortgage
- Grew book size from X to 1.25X in two years time
- Managing team of more than 150+ empl
Zonal Product Head - Mortgages
ICICI Bank Ltd
04.2013 - 09.2014
- Managing entire East India
- Started business in more than 20 locations
- Took Kolkatta business to 2X of the previous business
Regional Head - Mortgages
ICICI Bank Ltd
04.2011 - 03.2013
- Responsible for Mortgage business for South and West Delhi
- Managing team of 50+ employees
- Restart the Mortgage business for the Bank
Zonal Debt Manager - North
ICICI Bank Ltd
02.2009 - 03.2011
- Managing Collection of 0-90 bucket for Mortgage loans
- Having team of 60+ empl, 25+ agencies and a Call Centre
- Started the concept of In House Collections
Zonal Sales Manager - Personal Loans
ICICI Bank Ltd
04.2008 - 01.2009
- Managing entire West India for Personal Loans
- Contributing 30% of the business
Regional Sales Manager - Personal Loans
ICICI Bank Ltd
04.2007 - 03.2008
Area Sales Manager - Personal Loans
ICICI Bank Ltd
04.2006 - 03.2007
Area Sales Manager - Personal Loans
ICICI Bank Ltd
04.2005 - 03.2006
Sales Manager - Personal Loans
ICICI Bank Ltd
07.2003 - 03.2005
Area Executive
ITC Ltd
06.2001 - 07.2003
- Managing sales of Cigarettes and Foods
Management Trainee
Tata Infomedia Ltd
06.2000 - 06.2001
- First Job
- Space selling for Industrial Magazine SEARCH
Education
MBA - Sales And Marketing
IMS, DAVV
Indore 05.1998 - 06.2000
Skills
- Business Development and Growth Strategy
- Sales and Distribution
- Credit Risk and Underwriting
- Collections and Recovery
- Team Leadership & People Management
- Market Expansion & New Business Launches
Personal Information
Date of Birth: 08/17/75
Timeline
Business Head
Infina Finance ( Associate of Kotak Mahindra Bank)
06.2024 - Current
Chief Business Officer
Aavas Financiers Ltd
07.2022 - 06.2024
Zonal Head - Mortgage
ICICI Bank Ltd
07.2021 - 07.2022
Zonal Head Mortgage - North
ICICI Bank Ltd
09.2018 - 07.2021
Product Head - Mortgage
ICICI Bank Ltd
10.2016 - 08.2018
Zonal Head Mortgage
ICICI Bank Ltd
10.2014 - 09.2016
Zonal Product Head - Mortgages
ICICI Bank Ltd
04.2013 - 09.2014
Regional Head - Mortgages
ICICI Bank Ltd
04.2011 - 03.2013
Zonal Debt Manager - North
ICICI Bank Ltd
02.2009 - 03.2011
Zonal Sales Manager - Personal Loans
ICICI Bank Ltd
04.2008 - 01.2009
Regional Sales Manager - Personal Loans
ICICI Bank Ltd
04.2007 - 03.2008
Area Sales Manager - Personal Loans
ICICI Bank Ltd
04.2006 - 03.2007
Area Sales Manager - Personal Loans
ICICI Bank Ltd
04.2005 - 03.2006
Sales Manager - Personal Loans
ICICI Bank Ltd
07.2003 - 03.2005
Area Executive
ITC Ltd
06.2001 - 07.2003
Management Trainee
Tata Infomedia Ltd
06.2000 - 06.2001
MBA - Sales And Marketing
IMS, DAVV
05.1998 - 06.2000
Similar Profiles
Prajwal P KPrajwal P K
Accounts Executive at BSS Micro Finance Ltd (BC of Kotak Mahindra Bank)Accounts Executive at BSS Micro Finance Ltd (BC of Kotak Mahindra Bank)
Sveta KakerlaSveta Kakerla
DEPUTY MANAGER - Product Manager: Risk Monitoring at KOTAK MAHINDRA BANK- Kotak 811DEPUTY MANAGER - Product Manager: Risk Monitoring at KOTAK MAHINDRA BANK- Kotak 811
Deepali JagdaleDeepali Jagdale
Senior Manager - Analytics at Kotak Mahindra BankSenior Manager - Analytics at Kotak Mahindra Bank