Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Siddhesh Shirwadkar

Thane

Summary

Experienced Financial Analyst with expertise in banking, commercial credit analysis, insurance, and REITs. Proven track record as a skilled research analyst with strong attention to detail and accuracy. Demonstrated ability to deliver compelling presentations and proficient in financial modeling techniques. Adept at identifying trends and providing valuable insights to drive informed decision-making within the financial industry.

Overview

2
2
years of professional experience
1
1
Certification

Work History

Associate, Banking Advisory

Accenture
09.2024 - Current
  • Evaluated commercial loan applications by analyzing financial statements, credit reports, income stability and other relevant documents to determine the borrower’s credit worthiness and repayment capacity.
  • Prepared a detailed credit assessment summary and elaborately discussed the company profile and credit risk considerations.
  • Evaluated risk profile of each application considering industry trends, borrower financials, GDSCR worksheet analysis, collateral analysis, covenant analysis, Aging Analysis. etc
  • Performed financial and credit analysis for new money loans, renewals, extensions and modification of loans.
  • Worked on different loan types such as Line of Credit, Term Loan, Mortgage Loan, Letter of Credit, Guidance Loan, SBA Loan, EIDL Loan etc
  • Reviewed and analyzed the financial strength and soundness as well critical issues to identify key risks to the continued credit worthiness of the business along with appropriate mitigating factors.
  • Performed risk-rating of borrowers by using PD/LGD Rating in Moody’s Credit Lens application.
  • Ensured compliance with internal regulatory guidelines and frameworks during credit evaluations.

Financial Analyst

InSync Analytics Pvt. Ltd.
05.2023 - 09.2024
  • Conducted comprehensive financial analysis by interpreting and assessing financial statements and identifying key performance indicators (KPIs)
  • Created and updated financial model for the various MNCs by using press releases and other available data on the company portal
  • Primarily focusing on Banking, Insurance and REITs sector firms, analyzing their financial statements with the help of various growth rates and margins
  • Reconciliation of Non-GAAP adjustments for non-cash and non-recurring items
  • Extracted data from databases like Capital IQ, Refinitiv, etc. for the preparation of financial models
  • Client communication and interaction via emails and ensured timely and high-quality work deliveries to the client in an efficient and timely manner
  • Conducted research on Basel regulatory requirements, Preferred Stock, Debt Securities, etc.
  • Worked on projects such as Leverage scenario analysis, NIM analysis, Valuation, Comps tables and Dashboard.
  • Created custom models for the clients as per the instructions

Education

Bachelors of Science - Chemistry

FinlaticsV.G. Vaze college of Arts, Science and Commerce
11.2020

Master of Management Studies (Finance) - Finance

Mumbai University, UoM Alkesh Dinesh Mody Institute of Financial and Management Studies
06.2023

Skills

  • Effective Communication
  • Microsoft Office
  • Moody's Credit Lens
  • Credit Analysis
  • Financial Modeling
  • Secondary Research
  • IBIS World
  • Capital IQ

Certification

  • Financial Modeling and Valuation Analyst (FMVA), Corporate Finance Institute(CFI)
  • Commercial Banking and Credit Analysis (CBCA), Corporate Finance Institute (CFI).
  • KPMG Lean Six Sigma Green Belt Certification.

Timeline

Associate, Banking Advisory

Accenture
09.2024 - Current

Financial Analyst

InSync Analytics Pvt. Ltd.
05.2023 - 09.2024

Master of Management Studies (Finance) - Finance

Mumbai University, UoM Alkesh Dinesh Mody Institute of Financial and Management Studies

Bachelors of Science - Chemistry

FinlaticsV.G. Vaze college of Arts, Science and Commerce

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