SIJO JOSE K
Thrissur
Summary
Seasoned Banker with 16 years experience in managing banking operations, streamlining processes, and leading high-performing teams. Display strong leadership skills, an adept understanding of financial management principles, and exceptional customer service. Previous roles involved improving operational efficiency, implementing cost-saving measures, and fostering team collaboration.
Overview
16
16
years of professional experience
1
1
Certification
Work History
DVP & BRANCH HEAD
CSB BANK LTD
THRISSUR
07.2020 - Current
- Joined in Perinnanam Branch as Branch head and got promoted to DVP in September 2022. (Increased Branch Book size from 62 Cr to 112 Cr)
- Currently managing Irinjalakuda branch from June 2023. (increased branch book wise from 159 Cr to 176 Cr)
- One staff member elevated to Branch head and all members received grade change in last appraisal.
- Enhanced branch productivity rates by effective staff management and proper process implementations as per organizational guidelines
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Complied with regulatory guidelines and requirements.
Manager
Axis Bank
05.2019 - 06.2020
- Handling HNI customer portfolio
- Achievement of income plans
- Customer New acquisition
- Customer Service: Ensure quality customer service is delivered
- Promoting all direct banking channels
- Cross selling of products
- Utilizing the sales resources BDR
- Overall Management and running day to day operations
Preferred Relationship Manager
HDFC BANK
09.2014 - 05.2019
- NO: 1 Rating every year from the year of joining
- Selected in talent pool on achieving top rating in 3 consecutive years
- Awarded the most prestigious ICON award of HDFC BANK in 2017-2018
- Only person from South India to be nominated for ICON AWARD and to win the 12th Position
- No:1 Rating with promotion in 2016
- Life Insurance top performer every year and winner of all LI prestigious events including BBH Inner circle club
Chief Marketing Manager
Designs And Technologies
Thrissur
10.2013 - 08.2014
- Developed and implemented marketing plans for new products.
- Analyzed market trends to identify potential opportunities for growth.
- Created content for promotional materials, including brochures, flyers, and websites.
- Collaborated with internal teams on product launches and advertising strategies.
Junior officer (Current Account)
ICICI BANK
06.2011 - 10.2013
- Identified new business opportunities and developed relationships with potential clients.
- Provided guidance on financial planning and investment options to customers.
- Responded promptly to customer inquiries regarding loan applications, credit cards, mortgages.
- Monitored customer feedback related to bank services and addressed any issues or complaints quickly.
Accountant Cum Estimator
AL OLA ALUMINIUM Co LLC
SHARJAH
08.2008 - 04.2011
- Handling of Purchase and sales, Store Keeping & Office Administration
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Gathered financial information, prepared documents, and closed books.
Education
Secondary School Leaving certificate (SSLC) -
Board of Education
Kerala, India03.2002
MBA - Marketing
Bharathiar University
BCOM - INCOME TAX
Calicut University
Skills
- Effective Team Management
- Financial Analysis and Decision making
- Cash Flow analysis
- Customer Relationship management
- Banking Operations
- Startegic thinking and Problem solving
Certification
- NISM
- IRDA
Languages
Malayalam
First Language
English
Proficient (C2)
C2
Tamil
Elementary (A2)
A2
Accomplishments
- Qualified and attended Bank Performers meeting in Japan, Istanbul, Switzerland and other Domestic Destinations.
- Promoted to DVP in 2023 September.
- No 1 RM in HDFC Bank Every year from joining
Timeline
DVP & BRANCH HEAD
CSB BANK LTD
07.2020 - Current
Manager
Axis Bank
05.2019 - 06.2020
Preferred Relationship Manager
HDFC BANK
09.2014 - 05.2019
Chief Marketing Manager
Designs And Technologies
10.2013 - 08.2014
Junior officer (Current Account)
ICICI BANK
06.2011 - 10.2013
Accountant Cum Estimator
AL OLA ALUMINIUM Co LLC
08.2008 - 04.2011
- NISM
- IRDA
Secondary School Leaving certificate (SSLC) -
Board of Education
MBA - Marketing
Bharathiar University
BCOM - INCOME TAX
Calicut University
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