Simran Upadhyay
Summary
Experienced financial services entrepreneur with 21 years in Direct Selling Agent business with MNC'S BANK. Skilled in sourcing and processing retail and corporate loans, establishing strong partnerships with banks and NBFCs, and driving revenue growth. Expertise in client relationship management, credit assessment, and regulatory compliance, supported by a wide network in the lending ecosystem.
Overview
22
22
years of professional experience
3
3
Certifications
Work History
Proprietor
DYNAMIC SOLUTION
09.2005 - Current
- Sourced loan applications as authorized representative, facilitating connections between banks and borrowers.
- Managed business loan department, ensured regulatory compliance, and guided clients on loan products and processes.
- Handle car loan applications, ensuring all necessary documentation is collected and submitted correctly.
- Identified potential customers and promoted loan products, clarifying benefits and requirements to enhance customer understanding.
- Managed customer documentation for loan applications, ensuring accurate collection and submission.
- Build and maintain relationships with customers to ensure a smooth loan application process.
- Stay updated on regulations and ensure compliance with financial institutions' policies.
Co-ordinator
HDFC BANK
07.2004 - 08.2005
- Coordinated with sales officers, credit managers, and operations teams to streamline processing of business loan applications.
- Reduced loan processing time by 15% through proactive coordination and follow-ups.
- Ensured adherence to turnaround time (TAT) and quality benchmarks for loan processing.
- Monitored loan application status and followed up with stakeholders to reduce processing delays.
- Managed documentation workflows to ensure compliance with banking regulations.
- Verified KYC documents, financial statements, and collateral details to ensure compliance with bank policies and regulatory guidelines.
- Prepared and maintained MIS reports for loan pipeline, disbursement status, and pending cases, enhancing visibility for stakeholders.
- Handled an average of 50+ loan files per month with 100% compliance accuracy.
- Resolved customer queries and escalations, contributing to improved client satisfaction.
Education
Bachelors of Commerce - Financial Management
DELHI UNIVERSITY
New Delhi, India06-2004
12th Pass -
SUMERMAL JAIN PUBLIC SCHOOL
New Delhi, India06-2000
Skills
- Loan processing
- Loan product knowledge
- Compliance management
- Documentation oversight
- Customer acquisition
- Risk assessment
- Operations management
- Customer relationship management
- Team coordination
- Time management
- Effective communication
Languages
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1
Certification
E-Diploma in Software Technology: Computer Science
CMC Limited
Mar 2002
Rajouri Garden
CMC Limited
Mar 2002
Rajouri Garden
Accomplishments
Piramal Finance
Dynamic Silver Category
Financial Year'22-23
Dynamic Silver Category
Financial Year'22-23
Timeline
Proprietor
DYNAMIC SOLUTION
09.2005 - Current
Co-ordinator
HDFC BANK
07.2004 - 08.2005
Bachelors of Commerce - Financial Management
DELHI UNIVERSITY
12th Pass -
SUMERMAL JAIN PUBLIC SCHOOL