Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Languages
Core Competencies
Hobbies and Interests
Timeline
Generic

Siva Prasad Gopisetty

Hyderabad

Summary

Banking and Financial Services professional with 12+ years of progressive experience in Branch Banking, MSME Lending, Loans & Advances, and Insurance Advisory. Proven career progression at DBS Bank India Ltd. (formerly Lakshmi Vilas Bank) from Clerk to Assistant Manager to Analyst/Team Lead, and currently serving as Senior Partner at Andromeda (Corporate DSA). Specialized in MSME credit structuring, CASA growth, compliance, and client relationship management. Passionate about MSME lending with proven ability to deliver profitability and maintain 100% compliance.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Senior Partner – Loan & Insurance Advisory

Andromeda Pvt. Ltd. (Corporate DSA)
03.2024 - Current
  • Disbursing loans worth ₹2–3 Cr monthly across Retail and MSME segments.
  • Generating ₹1.5 –2 Lakhs monthly income through loan distribution and insurance advisory.
  • Specialized in MSME lending including working capital loans, overdraft, and term loans.
  • Maintaining tie-ups with banks and NBFCs ensuring smooth processing and faster disbursements.
  • Closed high-ticket MSME loans up to ₹1.2 Cr for key clients.
  • Generated cumulative loan business worth ₹25–30 Cr+ in the last 12 months.
  • Strengthened MSME client portfolio, driving referrals and repeat business.
  • Advising clients on insurance solutions alongside lending products for holistic coverage.

Analyst / Team Lead – Branch Business Manager

DBS Bank India Ltd. (formerly Lakshmi Vilas Bank)
01.2017 - 01.2024
  • Led branch distribution business with focus on MSME and Retail loans.
  • Conducted loan appraisal, financial analysis, and MSME credit structuring.
  • Top Performer in every business contest and review (2017–2023).
  • Focused on CASA growth, loans & advances, MSME portfolio expansion.
  • Ensured compliance with RBI norms and internal audits while driving growth.

Assistant Manager

DBS Bank India Ltd. (formerly Lakshmi Vilas Bank)
01.2016 - 01.2017
  • Supported Branch Manager in deposit mobilization, loan recovery, and portfolio monitoring.
  • Contributed to MSME client acquisition and advances growth.
  • Cross-sold insurance and banking products, meeting branch revenue targets.

Clerk

DBS Bank India Ltd. (formerly Lakshmi Vilas Bank)
10.2011 - 02.2016
  • Handled daily branch operations: cash management, account servicing, and loan documentation.
  • Assisted in MSME and Retail advances processing.
  • Recognized for accuracy, reliability, and compliance in operations.

Education

BCA – Bachelor of Computer Applications - undefined

Gulbarga University
01.2011

MSc - Computer Science

KSOU
01.2014

Skills

  • MS Office (Word, Excel, PowerPoint)
  • Operating Systems: Windows
  • Banking Applications: Flexcube, Branch Connect
  • Risk Management, Audit, Regulatory Compliance

Accomplishments

  • Supervised loan disbursements worth ₹2–5 Cr monthly across Retail and MSME.
  • Generated ₹25–30 Cr+ cumulative business within 12 months at Andromeda.
  • Exceeded MSME lending targets for 5 consecutive years at DBS Bank.
  • Consistently recognized as Top Performer in contests (2017–2023).
  • Built MSME client base with 40% customer growth through referrals.
  • Maintained 100% audit compliance and regulatory adherence.

Certification

  • IRDA Certified – Insurance Institute of India
  • LIC Certified Advisor
  • TATA AIG Certified Advisor

Languages

English
Telugu
Kannada
Hindi

Core Competencies

  • MSME Lending: Credit appraisal, loan structuring, working capital solutions
  • Retail Banking: Home Loans, Business Loans, Loan Against Property, Jewel Loans, Loan against FD
  • Loans & Advances: Risk assessment, compliance, monitoring, recovery
  • Insurance Advisory: Life, Health, and General Insurance products
  • Business Development: CASA mobilization, cross-selling, revenue growth
  • Client Relationship Management: High-value client acquisition, portfolio management
  • Leadership & Training: Team management, mentoring, performance reviews
  • Compliance & Risk Management: RBI norms, audit readiness, fraud prevention
  • Technology: Core banking apps (Flexcube, Branch Connect), MS Office, Windows OS

Hobbies and Interests

Hobbies: Singing, Internet Research

Timeline

Senior Partner – Loan & Insurance Advisory

Andromeda Pvt. Ltd. (Corporate DSA)
03.2024 - Current

Analyst / Team Lead – Branch Business Manager

DBS Bank India Ltd. (formerly Lakshmi Vilas Bank)
01.2017 - 01.2024

Assistant Manager

DBS Bank India Ltd. (formerly Lakshmi Vilas Bank)
01.2016 - 01.2017

Clerk

DBS Bank India Ltd. (formerly Lakshmi Vilas Bank)
10.2011 - 02.2016

BCA – Bachelor of Computer Applications - undefined

Gulbarga University

MSc - Computer Science

KSOU

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Siva Prasad Gopisetty