Sonali G. Tetgure
Chartered Accountant
Navi Mumbai
Summary
Seeking a challenging position to utilize my skill and abilities which offers a professional growth while being resourceful, innovative and flexible.
An effective communicator always eager to explore new grounds with excellent relationship building and interpersonal skills. Strong analytical, problem solving & organizational abilities. Possess a flexible & detail oriented attitude. Ability to work under pressure & meet deadlines.
Overview
11
11
years of professional experience
2033
2033
years of post-secondary education
3
3
Languages
Work History
Senior Officer
Mizuho Global Services
07.2022 - Current
- Preparing Rating set for clients of ICBD region and also worked on write up for few Non-Jap clients.
- Implemented innovative process improvements that enhanced productivity.
- Coached junior team members, fostering professional growth and improving overall team performance.
Credit Analyst (Assistant Manager)
Axis Bank
02.2020 - Current
- Detailed credit appraisal including analysis of historical financials and assessment of viability of financial projections in relation to the proposal
- Assessing the credit worthiness and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
- Structuring of Term sheets with adequate risk mitigating and monitoring covenants
- Involved in discussions with management at the time of detailed appraisal of the proposal
- Presentation of proposals at respective committees for final approval
- Ongoing monitoring and asset reviews (Ratings, Site visits, Account servicing, Security cover, Tracking of SMA status, Valuations)
- Controlling and maintaining MIS
- REPORTING: Vice president
Credit Process Analyst- SME Department
IDFC Bank
12.2017 - 02.2020
- Comprehensive Analysis of Financial Performance and key ratios
- Analysis & Performance of company financials i.e
- CMA (Credit Monetary Assessment)
- Actively involved in RLOS Entries
- Risk Assessment Module (RAM Rating) for various companies
- OD Account opening
- Preparing Disbursement Documents
- Controlling and maintaining MIS
- Dedupe checks and checking of defaulters list
- REPORTING: Additional Director II
Industrial Trainee
American Tower Corporation
08.2015 - 11.2016
- Actively involved in Calculation monthly TDS liability, preparing TDS reconciliation and filing quarterly returns
- Actively involved in filing Income Tax Returns for group concerns
- Preparing Scrutiny details
- Assisted in Transfer pricing returns
- REPORTING: Senior Manager
Article Assistant
M B Mehta & Associates
08.2013 - 08.2015
- Actively involved in taxation work including filing of returns, computation of income of companies, drafting responses to Assessing officers (Income Tax and Sales Tax)
- Tax audits and VAT audits of various Private and Public Limited Companies
- Tally entries for companies
- REPORTING: Proprietor
Education
CA Final -
ICAI
Bachelors - Bachelors in Commerce
K. J. Somaiya Arts And Commerce -Mumbai University
Mumbai, India 04.2001 - 03.2014
Skills
Team bonding
Credit Underwriting
Strong Financial knowledge
Personal Information
Date of Birth: 06/30/93
Knowledgebackground
- Had attended 15 days mandatory training program on General Management and Communication Skills arranged by ICAI.
- Had attended 30 days mandatory training program on Information technology.
- A free-hand in MS – Office like MS-Excel (V Lookup, H lookup, Pivot Table), MS word etc.
- Worked with other software like CompuTax, Oracle, Thomson Reuters.
Timeline
Senior Officer
Mizuho Global Services
07.2022 - Current
Credit Analyst (Assistant Manager)
Axis Bank
02.2020 - Current
Credit Process Analyst- SME Department
IDFC Bank
12.2017 - 02.2020
Industrial Trainee
American Tower Corporation
08.2015 - 11.2016
Article Assistant
M B Mehta & Associates
08.2013 - 08.2015
Bachelors - Bachelors in Commerce
K. J. Somaiya Arts And Commerce -Mumbai University
04.2001 - 03.2014
CA Final -
ICAI
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