Summary
Overview
Work History
Education
Skills
Personal Information
Knowledgebackground
Timeline
Generic

Sonali G. Tetgure

Chartered Accountant
Navi Mumbai

Summary

Seeking a challenging position to utilize my skill and abilities which offers a professional growth while being resourceful, innovative and flexible.

An effective communicator always eager to explore new grounds with excellent relationship building and interpersonal skills. Strong analytical, problem solving & organizational abilities. Possess a flexible & detail oriented attitude. Ability to work under pressure & meet deadlines.

Overview

11
11
years of professional experience
2033
2033
years of post-secondary education
3
3
Languages

Work History

Senior Officer

Mizuho Global Services
07.2022 - Current
  • Preparing Rating set for clients of ICBD region and also worked on write up for few Non-Jap clients.
  • Implemented innovative process improvements that enhanced productivity.
  • Coached junior team members, fostering professional growth and improving overall team performance.


Credit Analyst (Assistant Manager)

Axis Bank
02.2020 - Current
  • Detailed credit appraisal including analysis of historical financials and assessment of viability of financial projections in relation to the proposal
  • Assessing the credit worthiness and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Structuring of Term sheets with adequate risk mitigating and monitoring covenants
  • Involved in discussions with management at the time of detailed appraisal of the proposal
  • Presentation of proposals at respective committees for final approval
  • Ongoing monitoring and asset reviews (Ratings, Site visits, Account servicing, Security cover, Tracking of SMA status, Valuations)
  • Controlling and maintaining MIS
  • REPORTING: Vice president

Credit Process Analyst- SME Department

IDFC Bank
12.2017 - 02.2020
  • Comprehensive Analysis of Financial Performance and key ratios
  • Analysis & Performance of company financials i.e
  • CMA (Credit Monetary Assessment)
  • Actively involved in RLOS Entries
  • Risk Assessment Module (RAM Rating) for various companies
  • OD Account opening
  • Preparing Disbursement Documents
  • Controlling and maintaining MIS
  • Dedupe checks and checking of defaulters list
  • REPORTING: Additional Director II

Industrial Trainee

American Tower Corporation
08.2015 - 11.2016
  • Actively involved in Calculation monthly TDS liability, preparing TDS reconciliation and filing quarterly returns
  • Actively involved in filing Income Tax Returns for group concerns
  • Preparing Scrutiny details
  • Assisted in Transfer pricing returns
  • REPORTING: Senior Manager

Article Assistant

M B Mehta & Associates
08.2013 - 08.2015
  • Actively involved in taxation work including filing of returns, computation of income of companies, drafting responses to Assessing officers (Income Tax and Sales Tax)
  • Tax audits and VAT audits of various Private and Public Limited Companies
  • Tally entries for companies
  • REPORTING: Proprietor

Education

CA Final -

ICAI

Bachelors - Bachelors in Commerce

K. J. Somaiya Arts And Commerce -Mumbai University
Mumbai, India
04.2001 - 03.2014

Skills

Team bonding

Credit Underwriting

Strong Financial knowledge

Personal Information

Date of Birth: 06/30/93

Knowledgebackground

  • Had attended 15 days mandatory training program on General Management and Communication Skills arranged by ICAI.
  • Had attended 30 days mandatory training program on Information technology.
  • A free-hand in MS – Office like MS-Excel (V Lookup, H lookup, Pivot Table), MS word etc.
  • Worked with other software like CompuTax, Oracle, Thomson Reuters.

Timeline

Senior Officer

Mizuho Global Services
07.2022 - Current

Credit Analyst (Assistant Manager)

Axis Bank
02.2020 - Current

Credit Process Analyst- SME Department

IDFC Bank
12.2017 - 02.2020

Industrial Trainee

American Tower Corporation
08.2015 - 11.2016

Article Assistant

M B Mehta & Associates
08.2013 - 08.2015

Bachelors - Bachelors in Commerce

K. J. Somaiya Arts And Commerce -Mumbai University
04.2001 - 03.2014

CA Final -

ICAI
Sonali G. TetgureChartered Accountant