Soumi Chaudhuri
Pune
Summary
Banking SME with 17+ years in global and Indian sectors, specializing in operations, trade finance, and digital transformation. Achieved regulatory compliance success, supporting RBI inspections, internal and statutory audits. Enhanced operational efficiency through strategic leadership in digital initiatives. Built strong tech partnerships for workflow digitization and automation.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Vice President – SME & Transformation Lead
BNY Mellon
Pune, Maharashtra
11.2023 - 05.2025
- SME for global transformation of trade finance business covering SBLC, BG, and cross-border payments automation.
- Partnered with technology and vendor teams on workflow digitization, STP enablement, and reporting enhancements.
- Led and supported digital transformation initiatives across trade finance and payments, reducing TAT by 20–40%.
- Designed SOPs, governance models, and SOX-aligned control frameworks; supported internal audits and risk reviews.
- Introduced Bank Guarantee product with embedded IT workflows and risk controls.
- Trained 100+ staff on SWIFT standards, ICC rules, and audit-ready processes.
- Technologies: Nexon-TIA, AFS, GTS, Power BI, CoPilot, Eliza
Assistant Vice President – Digital Transformation
Deutsche Bank India Ltd
Pune, Maharashtra
11.2020 - 10.2023
- Led global trade digital transformation as senior business analyst and SME for LC advising, document checking, and BG vetting automation.
- Acted as business SME and product owner for automation, ISO 20022 migration, STP enablement programs and workflow management.
- Contributed to ISO 20022 migration by defining business rules, exception handling, and operational impacts.
- Supported internal, concurrent, and regulatory audits through control mapping and audit closure.
- Worked with Agile delivery teams across requirements, sprints, UAT, and stabilization.
- Technologies: FCC-Oracle, Autobahn, Traydstream
Senior Manager – Regulatory Compliance (RBI-Bank Compliance Team)
Bandhan Bank Ltd
Kolkata, West Bengal
02.2019 - 10.2020
- Led risk and compliance initiatives across trade and treasury operations in alignment with RBI, FEMA, and BASEL III guidelines, SWIFT and Core system integration.
- Acted as primary liaison with RBI during regulatory inspections, thematic audits, and supervisory reviews.
- Designed compliance and governance processes and remediated risk aligned with RBI, FEMA, ICC, OFAC, AML/KYC, and BASEL III requirements.
- Translated operations, regulatory and audit requirements into functional specifications, control matrices, user stories, and UAT plans for IT delivery teams.
- Owned end-to-end responses to RBI observations, internal audit findings, and statutory audit points, including corrective action plans.
- Supported SWIFT integration, compliance automation, and control framework enhancements.
- Drafted SOPs, internal circulars, regulatory responses, and audit closure documentation.
- Technologies: FCC-Oracle, TReDS
Manager – Trade Finance Operations & Process Improvement
HDFC Bank Ltd
Kolkata, West Bengal
12.2010 - 01.2019
- Managed end‑to‑end export and import trade finance operations at scale.
- Supported digital initiatives including eBRC issuance, SWIFT automation, client digital platform.
- Contributed to process re‑engineering and workflow standardization initiatives, STP improvements.
- Directly supported RBI inspections, SEBI reviews, Regulatory Risk Assessment reports, Risk Mitigation Plan, concurrent audits, internal audits, and statutory audits, including audit observations closure and control remediation.
- Technologies: TradeOnNet, Icegate
Assistant Manager – Trade Ops & Privilege Banking
ICICI Bank Ltd
Hyderabad, Telangana
11.2008 - 12.2010
- Supported early-stage digital transformation by migrating non-STP trade products to STP platforms.
- Liaised with SEBI and internal compliance teams on regulatory reporting, inspections, and audit responses.
- Supported internal and concurrent audits by providing data, transaction evidence, and process walkthroughs.
- Achieved 35–40% efficiency improvement through process automation.
- Awarded Highest Productive Employee (Q2 FY 2009–10).
- Environment: Finacle, TradeFactory
Education
PGDB -
Manipal University
B.Sc. Agriculture (Hons.) -
BCKV
Skills
- Trade Finance Management
- Cross-Border Payments
- Treasury Ops
- Core banking (CASA)
- AML/KYC, OFAC, FATF
- ICC (UCP, URDG, ISP)
- BASEL III
- Risk and Compliance
- Business Analysis
- Process Re-engineering and Mapping
- Digital Workflow Design, User Stories, UAT Management
- Agile participation and Digital transformation
- Regulatory compliance
Certification
- CSDG (Certified Specialist in Demand Guarantees), LIBF (ICC)
- JAIIB (Junior Associate of Indian Institute of Bankers), IIBF
- CTF (Certificate in Trade Finance), IIBF
- FEDAI Certification, FEMA 2000
- Management, Communication, Finance, Harvard Business Publishing School
- Google Project Management Certification
- Leadership Program, Indian Institute of Management, Ahmedabad (IIMA)
- Data Analytics Essential (beginner), IBM
Functions, Tools & Platforms
Core Banking (CASA), Trade Finance (LCs, BGs, SBLCs, Collections, Payments, Trade Financing), Cross‑Border Payments, Treasury Ops, Business Analysis, Process Re‑engineering, As‑Is / To‑Be Mapping, Digital Workflow Design, Core Banking & Trade System Modernization, RBI, SEBI, FEMA, BASEL III, AML/KYC, OFAC, FATF, ICC (UCP, URDG, ISP), Requirements & Functional Specs, User Stories, Agile/Scrum Participation, UAT Management, STP & ISO 20022 Migration, Regulators, Product, Risk, Compliance, Legal, Operations, Technology Teams, IT Vendors, Nexon‑TIA, AFS, GTS, FCC‑Oracle, Autobahn, Traydstream, Finacle, TradeFactory, TradeOnNet, Icegate, TReDS, Power BI, JIRA, Confluence, MS Excel, CoPilot
Websites, Portfolios and Profiles
https://www.linkedin.com/in/soumi-chaudhuri-csdg-3663553a
Timeline
Vice President – SME & Transformation Lead
BNY Mellon
11.2023 - 05.2025
Assistant Vice President – Digital Transformation
Deutsche Bank India Ltd
11.2020 - 10.2023
Senior Manager – Regulatory Compliance (RBI-Bank Compliance Team)
Bandhan Bank Ltd
02.2019 - 10.2020
Manager – Trade Finance Operations & Process Improvement
HDFC Bank Ltd
12.2010 - 01.2019
Assistant Manager – Trade Ops & Privilege Banking
ICICI Bank Ltd
11.2008 - 12.2010
PGDB -
Manipal University
B.Sc. Agriculture (Hons.) -
BCKV