Sourav Kumar Patel
Mumbai
Summary
Dynamic finance professional with extensive experience at Tata Capital Ltd, excelling in corporate lending and structured finance. Proven track record in acquiring new business and managing credit exposures, while demonstrating strong leadership and cross-functional coordination skills. Committed to driving growth and ensuring compliance in high-stakes environments.
Overview
17
17
years of professional experience
Work History
Assistant Vice President - Regional Sales Head (Payment Solutions Group)
Tata Capital Ltd
Mumbai
01.2024 - Current
- Currently based out of Mumbai and taking care of the states of Maharshtra and Chhattisgarh, leading a team of 13 professionals.
- Earling lead a team of 11 professionals across three states (Odisha, Jharkhand, Bihar) to drive corporate banking growth for SME and mid-sized corporates.
- Responsible for end-to-end business growth and risk control for 200+ client relationships.
- Manage credit exposures ranging from ₹20-₹600 Mn with a focus on sectors like mining, logistics, and construction.
- Structure and offer customized solutions such as OD (secured/unsecured), LAP, LAS, CV/Equipment Refinance.
- Foster collaboration across product, risk, and operations teams to ensure timely delivery and compliance.
Associate Vice President 2 - Sr. Relationship Manager (Corporate & Commercial Banking)
IndusInd Bank Ltd.
04.2022 - 01.2024
- Handled mid-large corporate accounts with turnover up to ₹7500 Mn.
- Acquired ₹2100 Mn new business in FY23 and ₹1100 Mn in FY24 YTD.
- Structured fund/non-fund exposure between ₹200-₹1000 Mn.
- Drove CAM creation, credit risk analysis, and presented to approval committees.
- Approved credit proposals (₹15-100 Cr) as part of joint approval committee.
- Monitored early warning signals and ensured credit quality.
Chief Manager I - Solution & Relationship Manager (SME Group)
ICICI Bank Ltd.
11.2016 - 04.2022
- Managed a ₹3000 Mn SME portfolio, performing end-to-end credit due diligence.
- Structured working capital, trade finance, and term loans based on client requirements.
- Approved proposals up to ₹40 Cr; ensured compliance and early risk mitigation.
- Led product penetration through relationship-based cross-selling.
- Coordinated closely with internal stakeholders to drive lead conversions.
Associate Manager - Potline Operations
Vedanta Aluminium Ltd.
12.2008 - 10.2014
- Managed end-to-end smelter operations and commissioning for 336-pot greenfield project.
- Oversaw CAPEX estimation, contract formulation, and SAP implementation.
- Led a 25-member team and introduced technical benchmarks and process standardization.
Education
Executive Programme - Fintech, Banking & Applied Risk Management
IIM Lucknow
01.2023
MBA - Banking & Finance
NIIT University (ICICI Bank Sponsored)
01.2016
B.Tech - Mechanical Engineering
Dr. MGR Educational & Research Institute
01.2008
Skills
- Corporate Lending & Structured Finance
- Credit Appraisal & CAM Structuring
- Mid & Large Corporate Relationship Management
- Financial Statement & CMA Analysis
- NTB Acquisition & Portfolio Expansion
- Risk Evaluation & Compliance Monitoring
- Regulatory & Internal Policy Alignment
- Working Capital, LAP, Trade Finance
- Credit Approval Committee Participation
- Leadership
- Team Management
- Cross-Functional Coordination
Languages
- English
- Hindi
- Oriya
Personal Information
- Date of Birth: 11/08/86
- Marital Status: Married
Additional Details - Current Location
Mumbai, Maharashtra
Timeline
Assistant Vice President - Regional Sales Head (Payment Solutions Group)
Tata Capital Ltd
01.2024 - Current
Associate Vice President 2 - Sr. Relationship Manager (Corporate & Commercial Banking)
IndusInd Bank Ltd.
04.2022 - 01.2024
Chief Manager I - Solution & Relationship Manager (SME Group)
ICICI Bank Ltd.
11.2016 - 04.2022
Associate Manager - Potline Operations
Vedanta Aluminium Ltd.
12.2008 - 10.2014
Executive Programme - Fintech, Banking & Applied Risk Management
IIM Lucknow
MBA - Banking & Finance
NIIT University (ICICI Bank Sponsored)
B.Tech - Mechanical Engineering
Dr. MGR Educational & Research Institute
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