Summary
Overview
Work History
Education
Skills
Timeline
Generic
SUBHAJIT GHARAI

SUBHAJIT GHARAI

BANKING, FINANCIAL SERVICES AND ISURANCE
KOLKATA,WB

Summary

Adept at driving business growth, I leveraged sales tracking and brand-building strategies at HDB Financial Services to significantly enhance consumer and personal loan disbursements. Recognized for outstanding performance with promotions and international recognition, my expertise in business retention and team leadership consistently exceeds targets. Skilled in performance evaluations, I excel in fast-paced sales environments.

Overview

13
13
years of professional experience

Work History

Senior Sales Manager

HDB Financial Services
01.2023 - Current

CONSUMER DURABLE LOAN ALONG WITH PESOAL LOAN AND INSURANCE AS CROSS SALE PRODUCT.

Relationship Manager

PNB Met Life Insurance
07.2021 - 12.2022

DURING THIS PERIOD GOT 2 PROMOTONS, 2 FOREIGN TRIPS, 2 LOCAL CONVENTION.

Senior Sales Officer

AXIS FINANCE LTD
09.2019 - 06.2021

PERSONAL LOAN DISBURSEMENT

Senior Sales Officer

HDB Financial Services Ltd.
08.2016 - 08.2019

COSUMER LOAN DISBURSEMENT ALONG WITH INSURANCE AS CROSS SALE PRODUCT.

Sales Officer

Capital First Ltd
09.2014 - 07.2016

CONSUMER LOAN DISBURSEMENT ALONG WITH INSURANCE AS CROSS SALE PRODUCT.

Junior Assistant

Manappuram Gold Loan
09.2011 - 08.2014

GOLD LOAN DISBURSEMENT

Education

Bachelor of Science - General Studies

BANGABASI MORNING COLLEGE
Kolkata
04.2001 -

Skills

Sales Tracking

Business growth and retention

Performance tracking and evaluations

Brand-building strategies

Timeline

Senior Sales Manager

HDB Financial Services
01.2023 - Current

Relationship Manager

PNB Met Life Insurance
07.2021 - 12.2022

Senior Sales Officer

AXIS FINANCE LTD
09.2019 - 06.2021

Senior Sales Officer

HDB Financial Services Ltd.
08.2016 - 08.2019

Sales Officer

Capital First Ltd
09.2014 - 07.2016

Junior Assistant

Manappuram Gold Loan
09.2011 - 08.2014

Bachelor of Science - General Studies

BANGABASI MORNING COLLEGE
04.2001 -
SUBHAJIT GHARAIBANKING, FINANCIAL SERVICES AND ISURANCE