Sudarshan Reddy S
Assistant Manager (IC)
Bengaluru,KA
Summary
An aspirant goal – oriented MBA Graduate with experience of 6 years in the field of accounting, auditing and financial statement analysis. Seeking managerial assignments and challenging opportunities where my experience, skills and acquired knowledge will allow me to make immediate contribution as an integral part of a progressive organization.
Overview
10
10
years of professional experience
4
4
Languages
Work History
Assistant Manager (IC)
HSBC Pvt. Ltd
Bengaluru
04.2023 - Current
- To support the Credit Analysts in the preparation of CARM for Corporate credit applications in line with the information collected/provided by the onshore analyst team as per the wholesale customer’s requirements.
- Processing on instructions received by the RM on core banking tool, for activities like General Maintenance, Facility Limit Loading, Loans/drawdowns, Security checking and collateral maintenance.
- Review the quality of various applications updated in CARM to reduce the risk of compliance to the front-line teams.
- Spreading and validating financial statements for corporate clients across diverse industries, ensuring timely and accurate data entry into Credit Lense system.
- Conduct detailed ratio analysis to support credit decisions, portfolio reviews.
- Performed approver and checker’s role in accordance to the assigned level of approval and ensured that the Quality levels are achieved as per the standards and targets set forth for the process.
- Ability to conduct end to end process training to new joiners.
Financial Analyst
Wells Fargo EGS (India) Pvt. Ltd
09.2019 - 04.2023
- Spreading of financial statements of wholesale customers having net worth of more than 50 million dollars per year.
- Preparing projected financial statements.
- Performing various adjustments like base rents, real estate taxes, insurance, capital expenditure and debt service on basis of loan language to perform the stress testing.
- Review the quality of various spreads updated to reduce the risk of compliance to the borrower.
- Review the documents provided by clients/customers as per the procedure.
- Preparing reports summarizing the results of an audit, including findings and recommendations for improvement
- Preparation of compliance reports and analyzing the repayment capacity of the leveraged borrowers.
Article Assistant
Bhaskar Reddy Associates
Bengaluru
10.2015 - 09.2018
- Tally
- GST Filling
- Basic Accounting and Auditing
- ITR
Education
CHARTERED ACCOUNTANT (FINAL) - Final
Institute of Charted Accountant India
Bengaluru2021
MBA - Finance
Jain University
Bangalore07.2020
B.com - Accounting And Finance
Acharya Institute of Management And Science
Bangalore06.2015
Skills
Accomplishments
Awarded as Quality assurance champion award (2024)
DECLARATION
I hereby declare that the information provided by me is true to best of my knowledge. Date: 2025-11-11 Place: Bangalore Sudharshan Reddy S
Timeline
Assistant Manager (IC)
HSBC Pvt. Ltd
04.2023 - Current
Financial Analyst
Wells Fargo EGS (India) Pvt. Ltd
09.2019 - 04.2023
Article Assistant
Bhaskar Reddy Associates
10.2015 - 09.2018
CHARTERED ACCOUNTANT (FINAL) - Final
Institute of Charted Accountant India
MBA - Finance
Jain University
B.com - Accounting And Finance
Acharya Institute of Management And Science