Sujit V Railkar

Project: FCR (Fundamental Credit Risk) & COBRA (Confirmation of Basel Review and Analysis) (35+ Team)

• FCR and COBRA applications offer the ability to conduct periodic, comprehensive credit, and Basel risk reviews for effective risk management (CRMR) across the company.
• Maintained regulatory compliance in OSUC coverage for all entities, including various risk-based factors like 1 Notch, leverage lending, and market-sensitive relationships, etc.
• Enhanced data mining through various forms, like Entity Management, FCRP, Sampling, Assessment, Issue Management, etc.
• Various management reports, MIS functionality to support the Board, senior management, and regulatory reporting, and customized reports in Word, PPT, and MicroStrategy (MSTR).

Project: GCROF (Global Credit Officer Framework)

• GCROF is a workflow application that provides a holistic view of credit officers available in the bank and their journey from their appointments to elevating them to the highest level of senior credit officer, which includes seven workflows: appointment, scope and ACE program enrollment and completion, elevation, activation, deactivation, and reactivation, etc.

Responsibilities:

• Working as the Lead Product Owner in a scaled agile environment to ensure end-to-end product delivery, developing and executing the product strategy and roadmap.
• Maintained a healthy backlog, Backlog Prioritization, User story creation and refinement, and defined clear, concise, and testable acceptance criteria.
• Sprint planning, release planning, capacity vs. velocity, sprint demos, and retrospective.
• Collaborated with cross-functional teams to ensure product features are delivered on time and meet quality standards.
• Defect analysis to understand leakages, to overcome gaps, and to improve processes.
• Partnered with UX and UI teams to design intuitive interfaces that increased customer satisfaction ratings using Figma.

Software – MetricStream, FCR, Citi Risk & Control application, JIRA, MS Office, MS Visio, Tableau, MSTR, etc.

Project: ROA Teller

• The ROA Teller project involves building a new web-based, robust Teller application for day-to-day Teller functions in the bank, and reporting with increased security and maintainability across six African countries.
• The project scope includes GAP Analysis of MF based application, Requirement gathering for all features like bank setups, currencies, transaction codes, clearing banks, fees, user management, vault, cash drawers, and authorization matrix, etc.
• It involves building internal financial transactions like money transfers - vaults, ATMs, and tellers, adjustments, changes in/out and Customer-facing transactions like deposits, withdrawals, cheques, transfers, forex sell/purchase, drafts, bills, etc.
• Enabling real time Remote authorizations to handle operational or credit risk breaches.

Responsibilities:

• Creating a vision and strategy to develop a new Teller application through GAP Analysis & user interviews
• Create and manage the product backlog, create user stories, and wireframes.
• Responsible for the overall delivery, participation in scrum ceremonies, including planning, backlog refinement, sprint review, retrospective, and daily scrum.
• Review and sign off on the test strategy and test case design. Mentor the SIT team on identifying business-critical scenarios.
• Define acceptance criteria, and seek business sign-off on the product developed at the end of every sprint.
• UAT Support and Training end users, reviewing the training manual.

Software – Teller system, JIRA, MS Office, MS Visio.

Project: Digital Banking & Future Clearing Model

• The project scope includes building cross platform App to cater to various channels like Internet Banking, Mobile Banking, Branch Banking etc. and also adhering to Regulatory compliance to enable Cheque Digitization by Q4-2017.

Project: Common Reporting Standard (CRS) 2.0

• Implementation of CRS in current FATCA case management system to ensure adherence to Regulatory Norms of CRS reporting by Q1-2017

Responsibilities:

• Acting as a liaison between bank employees and Syntel’s development team.
• Ensured clear understanding of product backlog for seamless Sprint execution.
• Engaged in Scrum meetings for product backlog refinement, sprint review, and sprint retrospective.
• Additional responsibilities include attending Daily scrum, Training development team on regulatory requirements, domain/application knowledge, Issue resolution etc

Software – Teller system, ALOGENT FSUI, FATCA CM in SharePoint, MS Office, MS Visio, JIRA

Project: Finacle (Core Banking)

• The project scope includes the implementation of Finacle, a core banking product, and its interfaces.

Responsibilities:

• Performing impact analysis of required functionalities and changes requested by CGS users in Finacle Core Banking.
• Analyzing the interfacing application and connectivity with Finacle.
• Creating an implementation strategy document/BRD.
• Identifying high-level testing scenarios, risks and issues, estimating overall project effort, and seeking budget approval on the same.
• Additional responsibilities include training the QA team on domain/application knowledge, and issue resolution.

Software – Finacle, MS Office, MS Visio.

Project: Advent Portfolio Exchange (APX)

• The APX project scope includes the replacement of two existing Advent applications, AXYS (Accounting and Management) and QUBE (Customer Relationship Management), with a new portfolio management application, APX.
• APX provides many advanced features, such as better security and authorization, GIPS compliance, highly customizable reporting, Groups and Roles management, User Dashboard, etc.

Project: ACBS (Commercial Lending)

• The project scope includes the implementation of ACBS (Advanced Commercial Banking System) for commercial lending and its interfaces, such as PEP+, IMPACS, CIS/RM, Lockbox, and CIBAR, etc.
• Setting up functionalities like Relationships, Obligor, and various facilities like Working Capital, LOC, Syndication, etc.

Responsibilities:

• Acting as a liaison between banking employees and the dev team to implement commercial lending using ACBS.
• Analyzing and evaluating operating procedures, SOPs, and identifying gaps or improvements.
• Interviewing end users, bank employees, bank management, etc.
• To understand end-to-end processes like Daily, EOD, and EOM processes in detail, to present E2E processing on ACBS UI and AS400 jobs.
• Conducting training and presentations to share findings with the whole team, including the client, to increase overall understanding of the application.
• Identifying scope for improvement in terms of performance and cost through automation, value adds, etc.

Software – ACBS, Adobe Lifecycle, Quality Center, MS Visio, MS Office.

Project: Retirement Product Management (RPM)

• The project involved maintenance and production support of the AS400 system, with various modules like batch processing, document workflow applications for fund transfers, new accounts, research modules, letter systems, and user maintenance.
• It also included the maintenance of upstream and downstream interfaces, like CD, IRA, Safebox.
• Involved in requirement elicitation and design for new enhancements.
• Suggesting productivity improvement ideas that lead to performance improvement, effort savings, and user satisfaction.
• Involved in coding, code review, and testing to ensure zero-defect delivery.
• Resolved production tickets well within SLA, and proposed permanent fixes to the system.
• Prepared useful documentation, including HLD, LLD design documents, delivery documents, etc.
• Streamlined the monthly and quarterly reporting process by automating a few tasks using a macro in Excel.
• Conducted AS400 trainings, as well as domain and quality process trainings.
• Conducted a DR exercise for the RPM system, which involved multiple stakeholders.

Software: AS/400, RPG, RPGLE, CL, CLLE, DB2/400, IBM Content Manager, IBM Workflow Application, DTM400, Paperview, Robot, Aldon, Scheduler, KOFAX, MS Visio.

• Involved in all phases of the SDLC, such as requirement analysis, design, coding, and testing.
• Documentation of the end-to-end process, design, and delivery documents, etc.
• Developed a reusable component for formatting in Excel reports using Java APIs in AS/400.
• Performed the configuration controller role and achieve CMM Level 5 for the project .
• Submitted BOK on AS400 techniques to the Infosys internal knowledge repository.

Software - AS/400, RPGLE (free format), CLLE, DB2/400, JDA MMS, Hawkeye, EZview