SUMEET KHUTWAD
Pune
Summary
A finance professional with a vast experience in the Finance & Banking Sector currently employed with Vidya Sahkari Bank Limited at Paud Road While handling my profile, I ensure to assist organizations strike a perfect balance between smooth operations and effective customer experience resulting into growth of the organization and in turn contributing self-growth
Experienced in financial reporting and reconciliation, maintaining quarterly balance sheet and profit & loss account reconciliations. Conducted bank loan account reconciliations while ensuring compliance with statutory requirements, contributing to accurate financial oversight. Managed cash transactions and customer relationships effectively, supporting banking operations through detailed documentation and compliance with regulatory standards. Demonstrated leadership by conducting training sessions for new employees, enhancing team knowledge of operational procedures and compliance.
Overview
9
9
years of professional experience
Work History
Operations Specialist
Vidya Sahkari Bank Limited
Pune
11.2016 - Current
Financial Reporting & Reconciliation
Maintained quarterly reconciliation of Balance Sheet and Profit & Loss accounts.
Conducted bank loan account reconciliation and tracked loan disbursements and installment receipts.
Performed TDS reconciliation and ensured statutory compliance.
Prepared and reviewed financial reports for internal monitoring and audit purposes.
Cash Management
Managed cash counting, handling, accounting, and daily cash deposits.
Ensured accuracy in cash transactions and maintained proper records.
Customer Relationship Management
Assisted customers in banking operations including account services and product guidance.
Advised clients on beneficial banking products.
Addressed and resolved customer grievances efficiently.
Loan Processing & Credit Management
Processed new loan accounts and ensured compliance with RBI guidelines.
Assisted in recovery of doubtful loans.
Supported credit management processes in line with RBI regulations.
Account Management
Managed Current, Savings, and Fixed Deposit accounts.
Ensured accurate documentation and compliance in account operations.
Regulatory Compliance & Audit
Handled RBI audit enquiries and provided necessary documentation.
Ensured compliance with RBI norms and internal policies.
Maintained confidentiality of sensitive banking data.
Training & Leadership
Conducted training sessions and induction programs for new joiners.
Guided team members on operational procedures and compliance standards.
Sales and marketing for banks policy new loans and business development
Education
Master of Business Administration - Finance
Savitribai Phule Pune University
Masters in Commerce - First Class with Distinction
Savitribai Phule Pune University
Bachelors in Commerce - First Class with Distinction
Savitribai Phule Pune University
Skills
- Customer Handling
- Attentional to Detail
- Financial reporting
- Financial reconciliation
- Cash management
- Customer relationship management
- Business development
- Marketing startegist
- Ms excell Ms word Ms powerpoint
- Loan processing
Languages
- Marathi
- Hindi
- English
- Marathi
- Hindi
Personal Information
- Hobbies: Trekking, Gyming, Travelling
- Date of Birth: 04/16/94
- Marital Status: Married
Languages
English
Beginner
A1
Hindi
Beginner
A1
Marathi
Beginner
A1
German
Beginner
A1
Timeline
Operations Specialist
Vidya Sahkari Bank Limited
11.2016 - Current
Master of Business Administration - Finance
Savitribai Phule Pune University
Masters in Commerce - First Class with Distinction
Savitribai Phule Pune University
Bachelors in Commerce - First Class with Distinction
Savitribai Phule Pune University