SUNILA A C

A competent professional with 4.7 years of overall experience in Initial due Diligence, Periodic review, transactions monitoring, with core competence in change delivery, performance, management, training and development, production,management, compliance, AML policies and procedures, operational risk and control mangement, team building, decision making, decision making independently,and excellent team leading skill

• Periodic Monitoring

• Investigated and monitored customer transactions and identified potential money laundering/Red flags/terrorist financing activities

• Negative news search and PEP Determination

• Risk rating methodology and risk ranking

• High risk, Medium Risk, arid Low Risk account review

• Reviewing of sanctions

• Review periodically and mitigate or call out customer Negetive information based on true hit or false hit

• Reviewing the alert were generated as P-value and Proportional rule

• Reviewing the customer pedigree information in customer profile (KYC)

• Collecting the inconsistent data of customer transaction which is based on yearly, monthly, weekly  (Using Graphs)

• Reviewing account transactions & ensure it is in line with customer profile & as per AML/KYC policies

• While reviewing the transaction noted the transaction list of ACH, wires, checks, journals ,value transfers.

• identify the third party transactions/High risk jurisdiction/significant transaction type

• Reviewing of sanctioned countries and escalting the Alert to furthur action

• Identifying the risk factor which is mitigating the customer transaction based on source of funds, customer type and product, and net worth of the customer

• Raising RFI for missing information.

• reviewing three types of product alert which is Wealth management (WM), liquidity asset line (LAL), and institution securities groups (ISG).