Senior Operations and Business Leader with 30+ years of hands-on experience across automobile dealership operations, auto finance, and large multi-location business management
Strong grounding in Maruti Suzuki dealership ecosystem, sales operations, banking coordination, and customer lifecycle management
Proven capability in building, scaling, and stabilising businesses in competitive and high-pressure environments
Extensive experience in leading large teams, managing multi-outlet operations, OEM processes, finance, and working capital discipline
Known for structured execution, people leadership, and deep understanding of margins, cost control, and profitability drivers
Overview
17
17
years of professional experience
Work History
Team Leader / Sales Manager
Vivek Automobiles Ltd.
Part of the core sales team during the FIAT UNO launch phase
Managed showroom sales operations and customer acquisition in a highly competitive segment
Led and mentored sales executives to achieve volume and revenue targets
Coordinated with finance partners to support retail finance closures
(FIAT Authorized Dealership | FIAT UNO launch phase – positioned against Maruti Zen)
Sales Manager
Bhandari Automobiles
Managed showroom sales operations and sales team performance
Drove monthly and annual sales targets through structured follow-ups and market engagement
Handled key corporate and bulk customers directly
Coordinated closely with banks and finance institutions for retail car finance
Managed vehicle inventory planning based on model mix, colour demand, and market trends
(Maruti Suzuki Authorized Dealership)
Head – Auto Finance
Competent Automobiles Ltd.
Headed auto finance operations for the dealership
Managed relationships with multiple banks and NBFCs
Improved finance penetration and approval turnaround through better process alignment
Gained deep exposure to dealership–bank integration and finance profitability
(Maruti Suzuki Authorized Dealership)
Founder / Partner
Auto Finance Distribution Business (DSA – Direct Sales Associate)
Established and scaled an independent auto finance DSA with multiple banks and NBFCs
Achieved Category-1 / Preferred DSA status based on volumes, portfolio quality, and compliance track record
Managed large sanctioned credit limits in the ₹8–10 Cr range for retail auto loan disbursements
Implemented a structured and fully controlled disbursement mechanism ensuring bank funds remained secured within approved dealership delivery processes
Aligned loan disbursement, delivery orders (DO), and vehicle billing strictly as per bank and OEM norms
Supported dealerships in achieving aggressive sales targets by improving delivery speed and finance availability without transferring credit risk to banks
Optimised working capital cycles for high-selling models through disciplined coordination between dealership sales, finance, and bank teams
Ensured regular reconciliation, portfolio monitoring, and adherence to bank compliance requirements
Promoter / Director – Business Operations
TabTree Enterprises Pvt. Ltd.
01.2010 - 01.2021
Built and managed large-scale IT, mobility, and electronics business across retail, distribution, corporate/government supplies, and e-commerce
Pioneer in selling IT and mobility products on major e-commerce platforms in India
Operated across Amazon, Flipkart, Paytm, Snapdeal, ShopClues and others
Associated with leading brands including Apple, HP, Dell, Lenovo, Samsung
Instrumental in opening an early large-format IT-Mobility showroom in a premium mall (Great India Place, Noida)
At peak, managed operations exceeding ₹100 Cr annual turnover
Led large cross-functional teams across sales, operations, finance, logistics, and service
Managed banking relationships, funding limits, working capital, audits, and reconciliations
Navigated business operations through market disruptions and COVID phase
Founder / Proprietor – Business Operations
Gadgets & Gizmos
01.2004 - 01.2010
Built and managed wholesale, corporate sales, and organised retail operations in IT and electronics
Expanded business into retail, which became a major contributor to profitability
Led opening, renovation, and operations of 12–14 retail stores across malls and high streets
Managed retail, wholesale, and enterprise sales teams
Built strong relationships with OEMs, distributors, and vendors
Guided finance team on credit policies, dealer limits, and receivables control
Education
Bachelor of Science -
APS University
Rewa
01.1995
Diploma - Electrical Engineering with Business Management
Govt. Polytechnic
Jabalpur
01.1992
Timeline
Promoter / Director – Business Operations
TabTree Enterprises Pvt. Ltd.
01.2010 - 01.2021
Founder / Proprietor – Business Operations
Gadgets & Gizmos
01.2004 - 01.2010
Team Leader / Sales Manager
Vivek Automobiles Ltd.
Sales Manager
Bhandari Automobiles
Head – Auto Finance
Competent Automobiles Ltd.
Founder / Partner
Auto Finance Distribution Business (DSA – Direct Sales Associate)
Diploma - Electrical Engineering with Business Management