Sushree S Dash
Bengaluru
Summary
Transaction Monitoring Analyst with approximately 6 years of experience in AML investigations, sanctions screening, and payment monitoring across banking and fintech environments. Strong expertise in investigating system-generated alerts, identifying money laundering typologies, differentiating fraud versus AML risks, and escalating suspicious activity for SAR/STR filing. Experienced in handling high-risk customers, PEPs, and cross-border transactions using tools such as SAS, Fircosoft, T24, World-Check, and LexisNexis.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Sr.Project Consultant- Forensics/Transaction Monitoring
Ernst & Young LLP
10.2024 - Current
- Conduct in-depth investigations of system-generated and escalated transaction monitoring alerts involving domestic and cross-border payments.
- Analyzed transactions triggered by velocity, threshold, behavioral, and typology-based rules.
- Monitored high-value, cash-intensive, and rapid fund movements to identify patterns of indicative exploitation or human trafficking, such as funneling through multiple low deposits.
- Monitoring experience through SAS, T24, Alchemy, GSMOS, LexisNexis, and Fircosoft.
- Performed real-time and post-transaction sanctions screening for SWIFT, FED, and CHIPS payments. Reviewed transactions involving PEPs, high-risk jurisdictions, and complex ownership structures.
- Differentiated fraud indicators vs. AML red flags to ensure correct alert dispositioning.
- Escalated suspicious cases for SAR/STR consideration, supporting compliance and regulatory reporting teams.
- Maintained detailed investigation notes and audit-ready documentation.
- Led and quality-reviewed a team of 18–19 analysts, ensuring SLA adherence and reduction of false positives. Prepared daily productivity, QC, and volume reports using Excel and Tableau.
Process Associate (Payment Monitoring/Sanctions)
Accenture
01.2023 - 10.2023
- Performed real-time and post-transaction screening for domestic (FED, CHIPS), and international (SWIFT) payments against global sanctions and embargo lists.
- Mitigated risks through periodic testing and validation of the transaction monitoring functionality.
- Investigated payment alerts and system-generated hits using monitoring tools (internal systems).
- Undertake prompt closure of eligible alerts that are not deemed unusual or suspicious.
- Alert analysis: Analyzing and monitoring payments from customers flagged against FATF, local regulatory guidelines, sanctions, SDN, and negative media lists.
Sr. Escalation Specialist (AML/KYC)
Myntra
04.2019 - 09.2022
- Monitoring transactions for unusual patterns and trends, and escalating the suspicious transactions.
- Conducted CDD and EDD for retail and corporate customers, vendors, and stakeholders.
- Performed customer risk assessment during onboarding and periodic refreshes.
- Verified customer identity, business profile, ownership, and source documents.
- Reviewed corporate documents, including MOA, AOA, and board resolutions.
- Ensured compliance with internal AML/KYC policies, and regulatory standards.
Education
Bachelor Of Arts - Applied Linguistics, English Literature
Ramadevi Women’s Autonomous University
01.2019
Skills
- Transaction monitoring and alert investigation
- AML typologies and risk assessment
- Sanctions and PEP screening
- Monitoring tools: SAS, Fircosoft, T24, Alchemy, World-Check, and LexisNexis
- Regulatory compliance: CDD, EDD, periodic review
- Reporting and analysis: Excel, Tableau, Office 365
- Team management and quality review
Certification
Risk Management Professional PMBOK7
Accomplishments
- Awarded with top POD Lead of the month for a WellsFargo project in Ernst & Young.
- Awarded 'Aim High' award for being consistent in the performance (Myntra).
Timeline
Sr.Project Consultant- Forensics/Transaction Monitoring
Ernst & Young LLP
10.2024 - Current
Process Associate (Payment Monitoring/Sanctions)
Accenture
01.2023 - 10.2023
Sr. Escalation Specialist (AML/KYC)
Myntra
04.2019 - 09.2022
Bachelor Of Arts - Applied Linguistics, English Literature
Ramadevi Women’s Autonomous University