SYED FARHAN RIZVI
New Delhi
Summary
Banking Operations & Risk Analyst with over 3 years of experience in fraud risk management and AML compliance. Demonstrated ability to reduce fraud losses and enhance operational workflows while ensuring regulatory reporting accuracy. Expertise in transaction monitoring and risk analysis, with a strong focus on cross-functional collaboration to achieve compliance goals. Aiming to leverage AML and fraud investigation skills within a global financial services organization.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Senior Associate – Banking Operations
Instantpay India Ltd.
04.2025 - Current
- Led investigations of high-risk and suspicious transactions, mitigating potential fraud and AML exposure.
- Reduced chargeback-related fraud by 30% through root cause analysis, data tracking, and revised escalation protocols.
- Collaborated with Compliance and Tech teams to enhance transaction monitoring systems and risk controls.
- Oversaw governance of escalated cases, ensuring 100% regulatory compliance and audit-readiness.
- Trained and mentored junior analysts, improving team accuracy in fraud case handling by 20%.
Associate – Banking Operations
Instantpay India Ltd.
09.2022 - 03.2025
- Monitored and analyzed large volumes of transactions daily, identifying red flags and raising alerts.
- Managed chargebacks and pre-arbitration cases, reducing resolution TAT by 25% through workflow optimization.
- Generated internal Key Risk Indicator (KRI) dashboards for senior management review.
- Assisted in updating compliance frameworks, aligning with RBI and internal risk standards.
- Coordinated across departments for rapid resolution of escalated fraud complaints and client disputes.
Operations Representative
Concentrix
08.2019 - 01.2020
- Addressed customer inquiries on financial transactions, fraud issues, and account security.
- Promoted secure banking practices and contributed to fraud awareness initiatives.
Education
M.Sc. - Banking & Financial Analytics
Jamia Millia Islamia
01.2022
B.Tech - Mechanical Engineering
Dr. A.P.J. Abdul Kalam Technical University
01.2018
Skills
- AML compliance and regulatory risk management
- Fraud prevention and chargeback reduction
- Transaction monitoring and red flag detection
- Knowledge of transaction logs
- Root cause analysis and risk escalation
- KYC and CDD processes
- Internal audits and reporting accuracy
- Key risk indicators and performance metrics
- Cross-functional collaboration in data analysis
- MS Excel and Google Sheets proficiency
- SQL and Zoho CRM expertise
- Power BI
Certification
- Anti-Money Laundering & Combating the Financing of Terrorism – Udemy
- Advanced MS Office Suite – Tata Steel
Awards
- Rising Star of the Year – Instantpay
- 3× Operational Excellence Awards – Instantpay
Timeline
Senior Associate – Banking Operations
Instantpay India Ltd.
04.2025 - Current
Associate – Banking Operations
Instantpay India Ltd.
09.2022 - 03.2025
Operations Representative
Concentrix
08.2019 - 01.2020
M.Sc. - Banking & Financial Analytics
Jamia Millia Islamia
B.Tech - Mechanical Engineering
Dr. A.P.J. Abdul Kalam Technical University
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