Travelling
Tejaasvini Jain
Credit Appraiser
Summary
Ambitious Management Trainee with strong desire to learn all aspects of financial industry. Focused on smoothly overseeing financial, personnel and operational facets. Highly committed with hardworking mentality to maintain quality of services.
Overview
1
1
year of professional experience
2
2
Certifications
2
2
Languages
Work History
Management Trainee
HDFC Limited
Gurugram, Haryana
06.2021 - Current
- Involved in analyzing credit data and financial statements to determine the degree of risk involved in extending credit to individual customers.
- Explained services and products to customers in friendly and engaging way.
- Resolved escalated concerns using professionalism and understanding of facets of issue.
- Evaluated customer records and recommended payment plans based on earnings, savings data, payment history and purchase activity
- Generated financial ratios like IIR , FOIR etc to evaluate customers' financial status
- Worked on products like : Home Loans, Plot loans, Home improvement loans, Top up loans, LAP, Commercial property loans, HDFC Reach loans, Refinances, NRI/PIO loans
- Maintained relationship with channel partners to enhance business
Finance Intern
IIFL Securities Limited
Mumbai, Maharashtra
04.2020 - 09.2020
- Prepared research reports on capital market as assigned by supervisor.
- Understanding financial instruments and creating financial awareness.
- Implemented technical and fundamental analysis on stocks during live market hours.
- Handled 10 client's portfolio and addressed their inquiries and concerns.
Technical Intern
Aditya Birla Management Corporation Pvt. Ltd.
Mumbai, Maharashtra
05.2019 - 06.2019
- Analyzed client business processes to propose optimal software applications for unique requirements.
- Improved system by adding new features and infrastructure using SDLC model and user friendly wordpress tools .
- Presented business leaders with cost-benefit and return-on-investment estimations to drive project planning and execution.
Education
MBA - Finance
Narsee Monjee Institute of Management Studies
MumbaiB.Tech - Information Technology
Narsee Monjee Institute of Management Studies
MumbaiHigh School Diploma -
St. Mary's Convent Sr. Sec. School
UdaipurSkills
Financial analysis and management
Credit risk analysis
Solution oriented
Analytical ability
Interpersonal skills
Leadership and team work
Affiliations
- Member of organizing committee, TEDx NMIMS Shirpur, 2018
- Director of Marketing, Narsee Monjee Model United Nations, 2018
Certification
Specialization in Financial Markets and Investment Strategy by Indian School of Business
Interests
Dancing
Yoga and Meditation
Timeline
Management Trainee
HDFC Limited
06.2021 - Current
Finance Intern
IIFL Securities Limited
04.2020 - 09.2020
Technical Intern
Aditya Birla Management Corporation Pvt. Ltd.
05.2019 - 06.2019
MBA - Finance
Narsee Monjee Institute of Management Studies
B.Tech - Information Technology
Narsee Monjee Institute of Management Studies
High School Diploma -
St. Mary's Convent Sr. Sec. School