Summary
Overview
Work History
Education
Skills
Skills
Languages
Professional Highlights
Hobbies and Interests
CUST
Personal Information
Disclaimer
Certification
Accomplishments
Languages
Websites
Timeline
Generic

Tushar Saha

Mumbai

Summary

Banking professional with over 7 years of experience in working capital, retail assets, and relationship management. Expertise in client acquisition, portfolio management, and cross-selling financial products at HDFC Bank and Axis Bank. Proven ability to drive revenue growth and meet sales targets while ensuring exceptional customer experiences. Strong skills in building client relationships and delivering tailored financial solutions in competitive markets.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Relationship Manager

HDFC BANK Ltd
04.2022 - 04.2025
  • Drove cluster branches and verticals for Working Capital and Trade products (CC, OD, TL, BL, BG, LC, LCBN).
  • Assessed working capital files to determine limits and eligibility.
  • Coordinated with credit, legal, and operations for customer onboarding from file login to sanction and disbursement.
  • Sold third-party products including CASA, loan protector, and stock insurance.
  • Serviced existing clients with CC and OD limits while developing new profitable business opportunities.
  • Managed relationships to generate revenue and maintain high client satisfaction levels.

Asset Desk Manager

AXIS Bank LTD.
06.2018 - 03.2022
  • Generated retail asset leads by optimizing branch resources and managing business relations.
  • Achieved monthly sales targets through strategic initiatives and focused planning.
  • Liaised with branch and retail asset teams to ensure efficient case processing.
  • Enhanced customer engagement by leveraging extensive knowledge of retail asset products.
  • Identified sales opportunities for retail assets among existing bank customers.
  • Acquired new customers by building and nurturing professional relationships.

Process Associate

Genpact
02.2017 - 06.2017
  • Optimized workflow procedures, contributing to improved service delivery at Genpact.
  • Executed process improvements that elevated performance standards at Genpact.
  • Streamlined operational processes to enhance efficiency and productivity within Genpact.

Education

MBA - Banking Services

Manipal Academy of Higher Education
Manipal

Bachelor of Commerce - Accounts & Finance

Gauhtai University
Nowgong College

Skills

  • Client acquisition and lead generation
  • Customer assessment and relationship management
  • Financial analysis and sales strategy
  • Lead generation
  • Working capital analysis
  • Third-party product sales

Skills

  • Team leadership
  • Customer portfolio management
  • Product knowledge
  • Negotiation skills

Languages

1,B2,1,B2,1,A2

Professional Highlights

  • Achievement of Highest Gold loan performance in the Circle.
  • Contributed to the Profit of organization by completing the budget.
  • Presented with Goodies for remarkable performance in DLP and Mortgage.
  • Received Awards from National head and Circle Head for Achieving MOM Budget.
  • Achieve Cross sale product target along with Core Product Sales.

Hobbies and Interests

  • Traveling
  • Explore new things
  • Playing

CUST

  • Date of Birth: 11/19/92
  • Gender: Male
  • Nationality: India
  • Marital Status: Single

Personal Information

Gender:

Disclaimer

I hereby declare that the information furnished above is true to the best of my knowledge and I am confident of my ability to work in a team.

Certification

  • NISM-Series-VI: Depository Operations Certification Examination
  • NISM Series V A: Mutual Fund Distributors Certification

Accomplishments

● Achievement of Highest Gold loan performance in the Circle.

● Contributed to the Profit of organization by completing the budget.

● Presented with Goodies for remarkable performance in DLP and Mortgage.

● Received Awards from National head and Circle Head for Achieving MOM Budget.

● Achieve Cross sale product target along with Core Product Sales.

Languages

English
First Language
English
Intermediate (B1)
B1
Hindi
Upper Intermediate (B2)
B2
Bengali
Advanced (C1)
C1
Marathi
Elementary (A2)
A2
Assamese
Elementary (A2)
A2

Timeline

Relationship Manager

HDFC BANK Ltd
04.2022 - 04.2025

Asset Desk Manager

AXIS Bank LTD.
06.2018 - 03.2022

Process Associate

Genpact
02.2017 - 06.2017

MBA - Banking Services

Manipal Academy of Higher Education

Bachelor of Commerce - Accounts & Finance

Gauhtai University
Tushar Saha