Summary
Overview
Work History
Education
Skills
Currentresidentialaddress
Handlingformultipleproducts
Roles And Responsibilities
Personal Information
Timeline
Generic
Umesh Angadi

Umesh Angadi

Haveri

Summary

  • HFC - Affordable & Micro Mortgage & NBFC with Banking professional with several years of experience 13+ of successful experience in Business, Collection, Credit, Operation team manage and supervise with handing.
  • Entrepreneurial professional offering progressive experience in operations leadership. Skilled at identifying and implementing process improvements to drive efficiency and productivity. Motivating leader with proven success managing cross-functional teams.
  • Recognized consistently for performance excellence and contributions to success in HFC And NBFC with Banking industry. Over Industry more then 13+ years of successful handing with Karnataka - North and South all branches with Team handing with hiring with Excellent reputation for resolving problems and improving customer satisfaction.
  • Very day morning and evening discussed team Business and Collection over achievement related with planning to traveling to branch visiting, Develop manage and monitor the performance of multi-skilled work forces and organize need-based training programs for their overall development …

Overview

14
14
years of professional experience

Work History

STATE HEAD

HABITAT MICRO BUILD INDIA HOUSING FINANCE CO PVT LTD
09.2023 - Current

REGIONAL HEAD

AVIOM INDIA HOUSING FINANCE PRIVATE LIMITED
05.2022 - 09.2023

BRANCH HEAD

AAVAS FINANCIERS LTD
05.2021 - 05.2022

BRANCH HEAD

IDFC FIRST BANK LTD
08.2019 - 11.2020

BRANCH HEAD

FULLERTON INDIA CREDIT CO, LTD
01.2013 - 08.2019

SALES OFFICER

BSS Microfinance Pvt Ltd
03.2010 - 02.2012

Education

Skills

  • Good Communication
  • Problem solving
  • Good Decision making
  • Sales and Marketing
  • Team Development and Handling
  • Good computer knowledge
  • Business Planning
  • Operations Management
  • Policy Implementation
  • Policy Development
  • Risk Assessments
  • Performance Improvements
  • Investigations
  • Credit analysis
  • Risk Analysis

Currentresidentialaddress

Banashankari 2nd stage 24th Main Road Shantha Veerappa J Building No 3862 first Floor, Banashankari, Bangalore South, 560070

Handlingformultipleproducts

  • Mortgage Loans - LAP / HL-Construction / Purchase / Extension / Repairs and renovation
  • Two wheelers & Commercial vehicles'
  • Business loans, & Groups loans

Roles And Responsibilities

  • Sales Planning Management & Review with Team Development
  • Operational alignment & Data management & conversion
  • Plan and deliver on sales objectives for B2B home loan vertical across all locations.
  • Generate ideas for improving data pools, data cuts and data enrichment lead team to identify and convert business opportunities ...
  • Handling for the branch Team - Business/Credit Risk /Operation team
  • Build and maintain healthy business relations with high net worth and corporation clients; ensure quality customer service to promote customer loyalty and referral business.
  • Mange the overall functioning the processes, identify areas of possible improvement and implement appropriate measures to maximize customer satisfaction levels.
  • Motive branch Team for business take the policy and process trainings in weekly.
  • Daily marketing / Daily Secured high & high value customer / Legal policy / Technical Policy / Credit Policy
  • Developed the monthly business strategy to meet established sales objectives.
  • Maintain the daily wise team member's business commitment and actual business report
  • Delegate the sales target to the team members and set the deadline to complete the task.
  • Lead the team members when they streaked in the process like Documentation, legal, technical and MOD stage.
  • Maximized efficiency through effective resource allocation and employee management.
  • Market associations to understand the market with more accuracy. Having increase Mortgage Loans, Housing loans.
  • Lead the team members when they streaked in the process like Documentation, Legal, technical and MOD stage.
  • Handling branch collection performers of 99%
  • Every Month Employee Hiring and business targets Developed performance improvement.
  • Daily wise Secured Self-employed customer Document check.
  • ITR 03 Years / Shop license / Business License / Bank Statement 01 year {Bal, NACH. ECS. Other Loan} / Two ref check
  • Daily Wise Secured Salary employed Customer check
  • Salary slips 03 Month check / Bank statement check with Salary / Two emp ref check
  • Secured customer property document check
  • Gram Panchayat Property Document -
  • 9 & 11A with 11B Property - E- Swattu
  • Update Tax paid / Building plan & estimation / Layout plan
  • Gram panchayat Construction permission license Update 13 years EC
  • EC History -Sub register Documents check
  • City Property Document….
  • From No - o3 / Update Tax paid / Building Plan & estimation / NA Copy / Layout Plan Construction & permission license / Update 13 Years EC / EC History Sub - Register Documents Check

Personal Information

  • Date of Birth: 01/02/1992
  • Nationality: Indian
  • Marital Status: Married

Timeline

STATE HEAD

HABITAT MICRO BUILD INDIA HOUSING FINANCE CO PVT LTD
09.2023 - Current

REGIONAL HEAD

AVIOM INDIA HOUSING FINANCE PRIVATE LIMITED
05.2022 - 09.2023

BRANCH HEAD

AAVAS FINANCIERS LTD
05.2021 - 05.2022

BRANCH HEAD

IDFC FIRST BANK LTD
08.2019 - 11.2020

BRANCH HEAD

FULLERTON INDIA CREDIT CO, LTD
01.2013 - 08.2019

SALES OFFICER

BSS Microfinance Pvt Ltd
03.2010 - 02.2012

Umesh Angadi