HFC - Affordable & Micro Mortgage & NBFC with Banking professional with several years of experience 13+ of successful experience in Business, Collection, Credit, Operation team manage and supervise with handing.
Entrepreneurial professional offering progressive experience in operations leadership. Skilled at identifying and implementing process improvements to drive efficiency and productivity. Motivating leader with proven success managing cross-functional teams.
Recognized consistently for performance excellence and contributions to success in HFC And NBFC with Banking industry. Over Industry more then 13+ years of successful handing with Karnataka - North and South all branches with Team handing with hiring with Excellent reputation for resolving problems and improving customer satisfaction.
Very day morning and evening discussed team Business and Collection over achievement related with planning to traveling to branch visiting, Develop manage and monitor the performance of multi-skilled work forces and organize need-based training programs for their overall development …
Overview
14
14
years of professional experience
Work History
STATE HEAD
HABITAT MICRO BUILD INDIA HOUSING FINANCE CO PVT LTD
09.2023 - Current
REGIONAL HEAD
AVIOM INDIA HOUSING FINANCE PRIVATE LIMITED
05.2022 - 09.2023
BRANCH HEAD
AAVAS FINANCIERS LTD
05.2021 - 05.2022
BRANCH HEAD
IDFC FIRST BANK LTD
08.2019 - 11.2020
BRANCH HEAD
FULLERTON INDIA CREDIT CO, LTD
01.2013 - 08.2019
SALES OFFICER
BSS Microfinance Pvt Ltd
03.2010 - 02.2012
Education
Skills
Good Communication
Problem solving
Good Decision making
Sales and Marketing
Team Development and Handling
Good computer knowledge
Business Planning
Operations Management
Policy Implementation
Policy Development
Risk Assessments
Performance Improvements
Investigations
Credit analysis
Risk Analysis
Currentresidentialaddress
Banashankari 2nd stage 24th Main Road Shantha Veerappa J Building No 3862 first Floor, Banashankari, Bangalore South, 560070
Handlingformultipleproducts
Mortgage Loans - LAP / HL-Construction / Purchase / Extension / Repairs and renovation
Two wheelers & Commercial vehicles'
Business loans, & Groups loans
Roles And Responsibilities
Sales Planning Management & Review with Team Development
Operational alignment & Data management & conversion
Plan and deliver on sales objectives for B2B home loan vertical across all locations.
Generate ideas for improving data pools, data cuts and data enrichment lead team to identify and convert business opportunities ...
Handling for the branch Team - Business/Credit Risk /Operation team
Build and maintain healthy business relations with high net worth and corporation clients; ensure quality customer service to promote customer loyalty and referral business.
Mange the overall functioning the processes, identify areas of possible improvement and implement appropriate measures to maximize customer satisfaction levels.
Motive branch Team for business take the policy and process trainings in weekly.
Daily marketing / Daily Secured high & high value customer / Legal policy / Technical Policy / Credit Policy
Developed the monthly business strategy to meet established sales objectives.
Maintain the daily wise team member's business commitment and actual business report
Delegate the sales target to the team members and set the deadline to complete the task.
Lead the team members when they streaked in the process like Documentation, legal, technical and MOD stage.
Maximized efficiency through effective resource allocation and employee management.
Market associations to understand the market with more accuracy. Having increase Mortgage Loans, Housing loans.
Lead the team members when they streaked in the process like Documentation, Legal, technical and MOD stage.
Handling branch collection performers of 99%
Every Month Employee Hiring and business targets Developed performance improvement.
ITR 03 Years / Shop license / Business License / Bank Statement 01 year {Bal, NACH. ECS. Other Loan} / Two ref check
Daily Wise Secured Salary employed Customer check
Salary slips 03 Month check / Bank statement check with Salary / Two emp ref check
Secured customer property document check
Gram Panchayat Property Document -
9 & 11A with 11B Property - E- Swattu
Update Tax paid / Building plan & estimation / Layout plan
Gram panchayat Construction permission license Update 13 years EC
EC History -Sub register Documents check
City Property Document….
From No - o3 / Update Tax paid / Building Plan & estimation / NA Copy / Layout Plan Construction & permission license / Update 13 Years EC / EC History Sub - Register Documents Check
Personal Information
Date of Birth: 01/02/1992
Nationality: Indian
Marital Status: Married
Timeline
STATE HEAD
HABITAT MICRO BUILD INDIA HOUSING FINANCE CO PVT LTD