Playing Cricket, Reading news paper
Vagesh B
Credit TL
Ballari,KA
Summary
Junior Manager, Credit and PD Verification handling mortgage LAP and HL credit review and South Karnataka branch operations. Reviews 21–35 branch loan files per week, including above 10 lakh collateral, income, and character verification checks, verifies personal details across 81+ cases per month, and supports 21+ field-level checks per month to strengthen loan quality before and after disbursement. Brings practical experience across credit, audit, and verification work in branch-based lending.
Overview
4
4
Languages
7
7
years of professional experience
Work History
Junior Manager Credit Team Handling South KA
Five Star Business Finance Ltd
11.2024 - Current
- Junior Manager Credit Team Handling South KA and also Above 10 Lak File PD Verification at Five Star Business Finance Ltd LAP,HL Haveri Branch 11/12/2024 to Till Date
Field Credit Audit
Five Star Business Finance Ltd
12.2023 - 10.2024
- Field Credit Audit at Five Star Business Finance Ltd ( Mortgage Loan LAP ) Ballari From 1/12/2023 to 30/10/2024
- 1) After Disbursement Doubtful Cases and High Value Cases ,Valuation Checking and Collateral Visiting and Re-verification.
- (Mortgage Loan LAP)
Field Credit Officer
Five Star Business Finance Ltd
12.2021 - 11.2023
- Field Credit Officer at Five Star Business Finance Ltd I am handling credit and Risk ( LAP,HL ) Ballari From 1/12/2021 to 30/11/2023
Operations Cum Cashier
Five Star Business Finance Ltd
07.2019 - 11.2021
- Operations Cum Cashier at Five Star Business Finance Ltd Haveri Branch Document Checking ,Login,Cash Handling and Disbursment ( LAP,HL ) Ballari 03/07/2019 to 30/11/2021
Education
B.com -
S.R.J.V College Shiggaon
Haveri Dist01-2018
PUC - Commerce
S.R.J.V Pre-University college Shiggaon
Haveri Dist01-2014
I.T.I - undefined
Govt ITI Ballari
01-2010
SSLC - undefined
Wardlaw Pre-University College Ballari
01-2009
Skills
Credit assessment
Loan underwriting
Collateral verification
Delinquency management
Mortgage loan processing
Disbursement processing
Document verification
Branch operations management
Cash handling
Sanction note preparation
Income assessment
Credit scoring models
Loan covenant monitoring
Interests
Languages
English
Intermediate (B1)
Telugu
Bilingual or Proficient (C2)
Kannada
Bilingual or Proficient (C2)
Hindi
Upper intermediate (B2)
DECLARATION
I hereby declare that all the above-furnished information is true to the best of my knowledge and believe nothing has been disturbed.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Junior Manager Credit Team Handling South KA
Five Star Business Finance Ltd
11.2024 - Current
Field Credit Audit
Five Star Business Finance Ltd
12.2023 - 10.2024
Field Credit Officer
Five Star Business Finance Ltd
12.2021 - 11.2023
Operations Cum Cashier
Five Star Business Finance Ltd
07.2019 - 11.2021
SSLC - undefined
Wardlaw Pre-University College Ballari
I.T.I - undefined
Govt ITI Ballari
PUC - Commerce
S.R.J.V Pre-University college Shiggaon
B.com -
S.R.J.V College Shiggaon