Summary
Overview
Work History
Education
Skills
Languages Known
Accomplishments
Timeline
Hi, I’m

Vaibhav Sharma

Jaipur
Vaibhav Sharma

Summary

Expertise in formulating & executing plans that can give a significant competitive advantage for firms that are willing to think creatively, challenge conventions and experiment in the market. Adept in achieving the region-wide sales target and developing the business for products; expertise in expanding market share, implementing promotional activities, generating new business, maintaining quality leads, and targeting the potential customer. Strength lies in directing business in new & growth areas, setting up new branch & operations across geographical locations, establishing new business lines, controlling cost, and sustaining the branches position among top sales & operational parameters. Skilled in building on a culture of ownership, passion and successfully crossing the finish line as a team. Consistent top performer with skills in building high performing teams or team of future leaders that excel in delivering business value with high morale & low attrition. Have a good understanding of different business models, cash flows, risk mitigation, able to identify opportunities and grow client relationships.

Overview

15
years of professional experience

Work History

Bharat Financial Ltd.

Regional Business Head (Bharat Super Shop)
12.2023 - Current

Job overview

  • Handled various business operations for Business Retail Loan Banking Cross Sell product at regional level including but not limited to divisions of sales, collection, disbursement of credit, operations etc. in rural areas
  • Created a strategic roadmap and execution plan of the entire portfolio of Business Loans at the regional level
  • Developed a business plan for the region to open new branches, set up goals for customer & business growth (disbursement & loan outstanding) of new branches and monitored them
  • Conducted analysis and shared insights & relevant feedback in the performance appraisal process with team members for their growth & development
  • Team Size: 600
  • Branches: 67
  • Portfolio 558 CR

Chola Mandalam & Finance Company Ltd.

Area Business Head (SBPL Vertical)
12.2022 - 12.2023

Job overview

  • Front-leading the overall long term and short term business strategies to generate consistent revenue for Secured Business & Personal Loan category in rural areas
  • Developing a high performing business unit (team & process) in rural belt to maximise revenue; providing the financial services to the Assessed Income base program of small medium enterprises
  • Performing monthly sales forecasting & competitive analysis to determine accurate performance levels and need for growth into current and additional product categories
  • Monitoring channel partner capability & capacity management and ensuring that appropriate resourcing models are in place
  • Rendering services as Learning Coach; leading employee training & development by monitoring competency grids and identifying training needs for skill / competency up-gradation for all staff and managers to boost their knowledge and performance
  • Devising tactics to boost Geo Capital (SORP / SOCP) business for low income earning customers

Spandana Spoorthy Financials Ltd.

Vice President Operations
05.2022 - 12.2022

Job overview

  • Team Size: 600
  • Branches: 55

Satin Credit Care Ltd.

Regional Head
03.2021 - 05.2022

Job overview

  • Team Size: 201
  • Branches: 24

Midland Microfin Ltd.

Regional Head
02.2020 - 12.2020

Job overview

  • Handled various business operations for Microfinance Loan product at regional level including but not limited to divisions of sales, collection, disbursement of credit, operations etc. in rural areas
  • Created a strategic roadmap and execution plan of the entire portfolio of microfinance at the regional level
  • Developed a business plan for the region to open new branches, set up goals for customer & business growth (disbursement & loan outstanding) of new branches and monitored them
  • Conducted analysis and shared insights & relevant feedback in the performance appraisal process with team members for their growth & development
  • Structured meetings with the key stakeholders of the audited unit to ensure understanding of the risks identified and focus on remedial action plan
  • Ensured compliance to RBI Guidelines, Banking Practices and Internal Policy Guidelines
  • Built proactive relationship with a view to deepen client penetration, identified new opportunities and generated referrals for other business verticals
  • Drove the recovery of NPA and write off accounts; implemented cost effective methods for improving recovery for rotation of funds
  • Ensured effective hiring, orientation, training, development, and retention of team; displayed a dynamic leadership style to motivate & empower a team to ensure successful activation of new users and consistent revenue from existing & new customers
  • Forged relationships with key persons in external Channels like DSA- s/Aggregators to get their customer share
  • Team Size: 358
  • Branches: 48

ICICI Home Finance Ltd.

Regional Manager (Alliance)
04.2019 - 02.2020

Job overview

  • Developed & executed sales strategies and objectives to drive alliance business of assigned zone in accordance with overall company vision to achieve market share growth
  • Led a team of Territory Managers to boost branch portfolio in 9 Locations across region (Karnal, Panipat, Yamunagar, Sonipat, Ambala, Hissar ,Rohtak, Rewari and Sirsa)
  • Maintained the highest standards of client service, gave preference to client satisfaction, and promptly resolved client problems & concerns
  • Analyzed demand and developed plans for specific region to ensure wider market reach & deeper penetration of financial products
  • Ensured the stability of income from the existing set of privileged clients and explored avenues for new income generation from cross selling Gold Loan & FD

Equitas Small Finance Bank Ltd.

Deputy Vice President (Area Head)
09.2010 - 04.2019

Job overview

  • Growth Path:
  • Sep' 2010 - Apr' 2012 Branch Manager
  • Apr' 2012 - Sep' 2015 Cluster Manager
  • Spe' 2015 - Apr' 2019 Deputy Vice President (Area Head)

Education

IBMT College
Bangalore

MBA
01.2007

University Overview

Barkatullah University

BA
01.2005

University Overview

Skills

  • Strategic Planning & Execution
  • Sales & Operations
  • Credit Administration
  • Channel Sales
  • Client Relationship Management
  • Team Building & Leadership
  • Regional Growth & Profitability
  • Business Marketing
  • Cluster Management
  • Audit & Compliance
  • Customer Service
  • MIS & Reporting

Languages Known

English
Hindi

Accomplishments

Accomplishments
  • Merit of being promoted 4 times for delivering excellent performance in Equitas

Timeline

Regional Business Head (Bharat Super Shop)
Bharat Financial Ltd.
12.2023 - Current
Area Business Head (SBPL Vertical)
Chola Mandalam & Finance Company Ltd.
12.2022 - 12.2023
Vice President Operations
Spandana Spoorthy Financials Ltd.
05.2022 - 12.2022
Regional Head
Satin Credit Care Ltd.
03.2021 - 05.2022
Regional Head
Midland Microfin Ltd.
02.2020 - 12.2020
Regional Manager (Alliance)
ICICI Home Finance Ltd.
04.2019 - 02.2020
Deputy Vice President (Area Head)
Equitas Small Finance Bank Ltd.
09.2010 - 04.2019
IBMT College
MBA
Barkatullah University
BA
Vaibhav Sharma