Vamshi Gaddam
Summary
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level credit analyst position. Ready to help team achieve company goals.
Overview
1
1
year of professional experience
1
1
Certification
Work History
Relationship Manager
Karur Vysya Bank
05.2023 - Current
- Strengthened client relationships by actively listening to their needs and providing tailored financial solutions.
- Continuously updated personal knowledge of banking regulations an compliance.
- Coordinated efforts between various departments such as sales, credit assessment, operations teams for smooth delivery of services to clients.
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Gathered loan documentation for underwriting.
- Participated in loan committee meetings to provide input on lending processes.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Improved understanding of financial statements, which helped in assessing risk.
Operations Intern
Gubba Cold Storage Pvt Ltd
08.2023 - 09.2023
- Conducted thorough analyses of business operations, identifying areas for improvement and optimization.
- Managed inventory and supply chain operations to ensure efficient resource allocation and minimize waste.
- Implemented cost-saving measures across various departments, leading to significant financial improvements over time.
- Collaborated effectively with colleagues at all levels within the organization, fostering an open exchange of ideas and information that led to better decision-making overall.
- Studied with senior staff to develop deep understanding of team processes and full operational activities.
- Developed and updated tracking spreadsheets for process monitoring and reporting.
Education
MBA - Operations Supply Chain And Marketing
GITAM School of Business
Hyderabad, India04.2023
B. Com (Computers Application) - Financial Accounting,computer Applications
Keshav Memorial Institute of Commerce And Science, Hyderabad
10.2021
Intermediate -
Sri Chaitanya Junior College, Hyderabad
04.2018
High School -
Kakatiya High School, Hyderabad
Hyderabad 05.2016
Skills
- Relationship Management
- Written and Verbal Communication
- Networking abilities
- Interpersonal skills
- Team collaboration
- Credit Analysis
- Cash/Fund Flow Analysis
- preparing cash budget
- preparing CMA report
- Underwriting
internship experience
- Worked in one of the top cold storage companies in India GUBBA COLD STORAGE LTD.
- Project work done on inventory management and auditing.
- And developed skills like leadership, team building, and negotiating skills.
extracurricular activities
- Participated in Science Olympiad conducted by Science Olympiad Foundation in December 2015.
- Participated in TOTAL PERSONALITY DEVELOPMENT COURSE at RAMAKRISHNA MATH, HYDERABAD in the year 2016.
- Participated in LEADERSHIP For Youth Conducted in RAMAKRISHNA MATH, HYDERABAD
hobbies and interests
- Volunteering service
- Reading spiritual books
- Business case studies
- Listening to music
Certification
- Internship certification-Gubba Cold Storage PVT LTD
- crash course on banking credit-Instructor: CA N Raja, B.Com., PGDBA, FCA
- public speaking foundation-linkedin
Timeline
Operations Intern
Gubba Cold Storage Pvt Ltd
08.2023 - 09.2023
Relationship Manager
Karur Vysya Bank
05.2023 - Current
MBA - Operations Supply Chain And Marketing
GITAM School of Business
B. Com (Computers Application) - Financial Accounting,computer Applications
Keshav Memorial Institute of Commerce And Science, Hyderabad
Intermediate -
Sri Chaitanya Junior College, Hyderabad
High School -
Kakatiya High School, Hyderabad