Vidhya R Menon
Bangalore
Summary
Highly skilled financial professional with a proven track record of success in the banking sector. Expertise in banking and back-end operations, account opening, and KYC analysis. Exceptional attention to detail and proficiency in investigating and analyzing potential money laundering activities across multiple accounts. Valuable asset to any organization seeking a dedicated and knowledgeable professional in the financial industry.
Overview
7
7
years of professional experience
Work History
Operation Officer-Back End Banking Operation
Ujjivan Small finance Bank
02.2023 - 08.2024
- Company Overview: Ujjivan Bank is Indian private sector bank headquartered in Bangalore, India
- They Mainly provide Financial services to the served and undeserved customers as responsible mass market Bank focused on building a sustainable tomorrow
- Documentation Review
- Coordinating with all south branches and helping them for documentation process of account opening and Service queries
- High risk account reviews
- Customer due diligence(CDD)
- Basic understanding of KYC /AML requirements
- Monthly weekly report maintains about accounts
- Enhanced due diligence (EDD)
- Analysed large amount of data to find a pattern of fraud and anomalies
- Managed south based Current Account Aml&Kyc Matters throughly
- Ujjivan Bank is Indian private sector bank headquartered in Bangalore, India
- They Mainly provide Financial services to the served and undeserved customers as responsible mass market Bank focused on building a sustainable tomorrow
Assistant Manager – Banking Operations
Kotak Mahindra Bank
01.2020 - 01.2021
- Company Overview: Kotak Mahindra Bank Limited is an Indian private sector bank headquartered in Mumbai, India
- They offer banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management
- Handling daily Cash transactions & operations for retail banking
- Prepare Daily & Monthly reports
- Cash Management & Strong Customer Service skills
- Lead prospecting for potential cross selling of Financial products to Customers
- Kotak Mahindra Bank Limited is an Indian private sector bank headquartered in Mumbai, India
- They offer banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management
Assistant Manager – Banking Operations
KPB Nidhi Ltd.
09.2017 - 11.2018
- Company Overview: KPB Nidhi is an NBFC which is complied with all necessary operating guidelines & they offer Banking services, LIC Policies, Government securities / bonds and property mortgage loans
- Help clients choose Financial plans
- Prepare Monthly & quarterly TDS statements, reconciliation reports, P&L statements
- Cash Management & Strong Customer Service skills
- Mortgage Loan approvals
- Perform other tasks around bank as needed
- KPB Nidhi is an NBFC which is complied with all necessary operating guidelines & they offer Banking services, LIC Policies, Government securities / bonds and property mortgage loans
Education
MBA - Finance
Chinmaya Mission College
Coimbatore01.2017
B.B.A - Financial Management
Vimala College
Thrissur01.2015
Skills
- MS Office
- Finacle Core Banking
- Siebel Core Banking
- Oracle Core Banking
- CRM Core Banking
- Team Coordination
- KYC Analysis
- Account Opening Documentation and Procedure
- Budgeting and finance
- Reporting and documentation
- Decision-making
- Audit reporting
Languages
English
Hindi
Malayalam
Hobbies and Interests
- Music
- Reading
Projects
A Study on Performance Appraisal & Career Planning, MURALI TILES & MANUFACTURERS, Thrissur A Project report on the Profitability Analysis, Aayyanthole Panchayath Co-Operative Bank, Ayyanthole, Thrissur
Personal Information
- Date of Birth: 05/28/95
- Nationality: Indian
Timeline
Operation Officer-Back End Banking Operation
Ujjivan Small finance Bank
02.2023 - 08.2024
Assistant Manager – Banking Operations
Kotak Mahindra Bank
01.2020 - 01.2021
Assistant Manager – Banking Operations
KPB Nidhi Ltd.
09.2017 - 11.2018
MBA - Finance
Chinmaya Mission College
B.B.A - Financial Management
Vimala College
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