Summary
Overview
Work History
Education
Skills
Languages
Certification
HOBBIES
Academic Projects - SDMIMD
Timeline
Generic

Vignesh Hanglur

Bengaluru

Summary

Finance aspirant having exposure in banking field. Skilled at working closely in the team environment with a flexible approach to work; leadership, sincere, punctuality, creative, problem solving, supportive with result- oriented attitude.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Deputy Manager

HDFC LTD/ HDFC BANK LTD
Bengaluru
08.2022 - Current
  • Credit appraisal and underwriting of salaried individuals by evaluating credit history and assessing the risk of loan default.
  • Pre- and post-loan operation activities with client engagement.
  • Internal co-ordinations - Technical, Legal, Accounts, Retention, and Recovery team.
  • Interpretation of Credit Bureau Report of customers' Repayment Track Records, Loan utilization, Repayment capacity for assessing income.
  • Calculate and review debt-to-income ratio and loan-to-value ratio for the sanctioning process.
  • KYC and AML due diligence to mitigate risk: CIP, CDD, EDD, etc.
  • Manage online disbursements, double-check repayment tracks, and reappraise partially disbursed loans.
  • Monitoring and doing consistent sample checks on verifications, validation, and vendor processes within TAT.
  • Post-sanction operation activities – setting of special terms and conditions according to customers' profile risk (credit, technical, and legal) and managing various sales channels.
  • Handle online client requests using Salesforce.
  • Track online and manual loan payments: EMI, fees, charges, interest, penalties, etc.
  • Final level document verification for fraud prevention, data correction, and information completeness: income, KYC, property, and internal conditional documents.
  • Managing the revised amortization schedule—post part payment, change in ROI, Tenure, NPA, etc.

Associate - Part Time

Round The Clock Crane Service
Bengaluru
03.2022 - 06.2022
  • Manage & Record day-to-day financial transactions.
  • Collaborated with team members to ensure timely completion of tasks within specified deadlines.

Business Trainee

ICICI PRUDENTIAL LIFE INSURANCE LTD
Bengaluru
08.2020 - 03.2022
  • Financial Service Facilitator
  • Educating and training corporate teams
  • Cross-selling financial products in Bank
  • Financial & and medical underwriting
  • Preventing unauthorized/fraudulent transactions.
  • Exercising due diligence and document verification

Management Trainee - INTERNSHIP

SIMPLUS - FINANCIAL CONSULTANCY
Bengaluru
04.2019 - 05.2019
  • Tax consulting
  • Portfolio management and Investment advisory

Education

Post Graduate Diploma in Management - FINANCE & MARKETING

SDMIMD
Mysore
03.2020

Bachelors of Commerce -

Bhandarkars Arts & Science College
05.2018

12TH -

RN Shetty PU College
05-2015

10TH -

St. Pius X English Medium School
05.2013

Skills

  • Microsoft Office
  • Investigative & innovative thinking
  • Quick learner with team handling
  • Logical thinker with problem solving
  • Ability to work both independent and along with team
  • Manage customers escalations

Languages

  • English
  • Kannada
  • Hindi

Certification

  • Tally ERP 9.0 (GST)
  • NISM-Series-V-A: Mutual Fund Distributors Certification Examination
  • KYC & AML norms ver 3 - HDFC BANK
  • JP Morgan Chase & Co. Excel Skills Completion Certificate.
  • Introduction to JIRA- Skillup
  • BE10X- AI TOOLS WORKSHOP
    Code and debug, Analysis data & AI Presentation

HOBBIES

  • Trekking
  • Gardening
  • Watering plants
  • Solving Sudoku
  • Playing chess
  • Stock Market Investor

Academic Projects - SDMIMD

  • Stock Valuation project on Sun pharma Co.Ltd as a part of
    Investment Analysis and Portfolio Management
  • Project on Corporate Social Responsibility (CSR) with Rudseti, Mysuru
  • Project appraisal- Estimating project cash flow, calculation of
    WACC,cost of capital, capital budgeting, risk management etc
  • Research on 'Competitive study on savings pattern of IT and Non-
    IT employees' as part of Behavioral Finance
  • Project on "Future and Options" of Indian listed companies using various
    financial tools

Timeline

Deputy Manager

HDFC LTD/ HDFC BANK LTD
08.2022 - Current

Associate - Part Time

Round The Clock Crane Service
03.2022 - 06.2022

Business Trainee

ICICI PRUDENTIAL LIFE INSURANCE LTD
08.2020 - 03.2022

Management Trainee - INTERNSHIP

SIMPLUS - FINANCIAL CONSULTANCY
04.2019 - 05.2019

Post Graduate Diploma in Management - FINANCE & MARKETING

SDMIMD

Bachelors of Commerce -

Bhandarkars Arts & Science College

12TH -

RN Shetty PU College

10TH -

St. Pius X English Medium School
  • Tally ERP 9.0 (GST)
  • NISM-Series-V-A: Mutual Fund Distributors Certification Examination
  • KYC & AML norms ver 3 - HDFC BANK
  • JP Morgan Chase & Co. Excel Skills Completion Certificate.
  • Introduction to JIRA- Skillup
  • BE10X- AI TOOLS WORKSHOP
    Code and debug, Analysis data & AI Presentation
Vignesh Hanglur