Summary
Overview
Work History
Education
Skills
Timeline
Generic
Vignesh R

Vignesh R

Area Collection Manager
Salem

Summary

Team overseeing multiple branches, including Salem, Hosur, Namakkal, and Erode, is responsible for both personal and business loan collections. As the Collection Manager, I am tasked with establishing and enforcing collection policies and procedures to prevent excessive outstanding credit. It is imperative to ensure compliance with company policies regarding recoveries, aligning them with state and federal regulations. Additionally, I am responsible for setting deadlines for invoicing and payment collection.

Overview

11
11
years of professional experience
2
2
Languages

Work History

Area Collection Manager

Poonawalla Fincorp Ltd.
11.2024 - 11.2025
  • - Implemented new collection strategies resulting in a 20% increase in collection efficiency
  • I had worked as Area Collection Manager In Salem branch. Handling STPL 0-90 Case Collection Handling Corporate Agency ROTN
  • - Identified and resolved delinquent accounts, leading to a 25% reduction in overall overdue amount

Collections Manager

TATA CAPITAL FINANCIAL SERVICES LTD
10.2023 - 11.2024
  • - Managed the collection process for unsecured personal and business loans
  • - Increased recovery rate for delinquent loans through effective negotiation and communication strategies
  • I had worked as Collection Manager For Salem branch.Handling Multiple Branches ROTN Collection for all Personal Loan and Business Loan
  • Bkt 123 & NPA 4 to 15 Bkt

Recovery Manager

Fullerton India credit company ltd
10.2022 - 10.2023
  • - Managed collection activities for multiple agencies, resulting in recovery of NPA cases
  • - Oversaw collections for multiple agency accounts, driving recovery of NPA cases
  • I had worked as Recovery Manager In Rasipuram branch.Handling Recovery Written off Case Collection for all PL,ML-CD,TW,LAP loans.Recovery management

Field Risk Officer

Equitas Small Finance Bank
07.2018 - 10.2022
  • - Conducted internal and external branch audits to ensure compliance with regulatory standards and company policies.
  • Commercial Vehicles loan

Collection Executive

Sri shivasakthi associates
05.2015 - 06.2018
  • Two wheeler EMI collection

Education

B.Sc -

Periyar University
01.2012

XIIth - undefined

Tamil
01.2009

Xth - undefined

Tamil
01.2006

Skills

MS Office

Timeline

Area Collection Manager

Poonawalla Fincorp Ltd.
11.2024 - 11.2025

Collections Manager

TATA CAPITAL FINANCIAL SERVICES LTD
10.2023 - 11.2024

Recovery Manager

Fullerton India credit company ltd
10.2022 - 10.2023

Field Risk Officer

Equitas Small Finance Bank
07.2018 - 10.2022

Collection Executive

Sri shivasakthi associates
05.2015 - 06.2018

XIIth - undefined

Tamil

Xth - undefined

Tamil

B.Sc -

Periyar University
Vignesh RArea Collection Manager