Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Extra-Curricular Activities
Free Time Activities
Disclaimer
Personal Information
Playing Sport
Timeline
Generic

Vijay Kumar H

Underwriting Support specialist officer.
Ballari

Summary

To obtain a challenging position in the Prestigious Company to expand my learnings, knowledge and skills.

Overview

4
4
years of professional experience
4
4
Certifications
4
4
Languages

Work History

Underwriting Support specialist Officer - Level 1

OSBI PVT LTD
01.2023 - Current
  • Responsible for all the pre underwriting checks from start of the application to end.
  • Focusing on initial review and assessment of mortgage loan applications before they are formally underwritten.
  • Verifying the accuracy and completeness of applicant information, assessing risk, and ensuring compliance with lending guidelines.
  • Helping to stream line of the underwriting process by identifying potential issues early in the application.
  • Examining the credit reports and all the financial documents like income tax statements and tax returns.
  • Also Ensuring the accuracy and completeness of the Mortgage property with appropriate information.
  • Evaluate and confirm the applicant validity and meeting all the guidelines of the lending policy.
  • Flagging potential problems, such as incomplete documentation, inaccurate information or potential fraud for further investigation by Underwriters.
  • Also, collaboration and guiding the Broker Solicitor till the end of the application process to secure mortgage Loan.
  • Conducted risk assessments and financial analysis for personal lending loans, ensuring 100% adherence to compliance guidelines.
  • Minimized default risk by 15% through sound underwriting decisions and proactive credit evaluations.
  • Collaborated with Team Managers to resolve customer inquiries and streamline credit decision workflows.
  • Maintained up-to-date knowledge of regulatory requirements, aligning processes with evolving financial policies.
  • Lernt all the UW process in different domains, Like Interbay, Precise and Kent.
  • Worked for both the type of loan like short term loan and long-term loans and also got promotion in the very next year of joining.
  • Back-to-back RNR winner for entire year of 2024.

Service Desk IT Support

UNISYS INDIA PVT LTD
03.2022 - 01.2023
  • First point of contact for all end user reported issues or requests.
  • Provide first-level technical support to end-users via phone, email, and in-person.
  • Reviewed constantly following all the guidelines and policies for appropriate decision making and then suggested how to improve processes and service levels.
  • Escalates complex problems to the Remote Support Engineering staff or Field Engineering.
  • Maintains call quality and response times as per the agreed SLA's.
  • Maintains records of calls and ensure all cases are updated in the system.
  • Document and track all support requests using a ticketing system.
  • Assisted users with troubleshooting and resolving technical issues.
  • Managed user accounts and permissions in Active Directory.
  • Performed regular system updates and backups.
  • Collaborated with other IT team members on various projects.

Tractional advisor Advisor 1

CONCENTIX Daksh services PVT LTD
03.2021 - 03.2022
  • First point of contact for all end user reported issues or requests.
  • Reviewed constantly following all the guidelines and policies for appropriate decision making and then suggested how to improve processes and service levels.
  • Escalates complex problems to the Remote Support Engineering staff or Field Engineering.
  • Maintains call quality and response times as per the agreed SLA's.
  • Maintains records of calls and ensure all cases are updated in the system.
  • Majorly worked on social media applications and google add words troubleshooting.
  • Tracking on all the incidents request and acting according to it.

Education

MBA - finance and HR

Bellary Institute of Technology And Management College
Karnataka
04.2001 - 01.2020

B.COM Gen - Finance

Ballari Business College
Bellary , Karnataka

Secondary School learning certificate (SSLC) - Middle School Education

SSLC
Bellary, India
04.2001 -

Skills

  • MS – Excel

  • Analytical Skills

  • Problem solving

  • Tally - ERP

Certification

MS – Excel workshop

Accomplishments

  • OSBI, 6 Best Performer Awards (Performance based – Quarter based)
  • Unisys India, 2 Best Performer Awards (Quarter Based)
  • Concentrix, 5 Best Performer Awards (Operations & Quality)

Extra-Curricular Activities

Won first prize in business analytics at National level management fest Participated in Basketball tournament in south Zone, India (University Blue) Won first prize in Basketball tournament VTU Zone Basketball National player under 14 Won first place in Handball tournament VSKUB

Free Time Activities

  • Playing Games
  • Travelling

Disclaimer

I declare that the above information is true and correct to the best of my knowledge and belief.

Personal Information

  • Father's Name: Chandrashekar
  • Mother's Name: Sujatha
  • Blood Group: B+
  • Date of Birth: 12/22/95
  • Nationality: Indian

Playing Sport


 Participated in Basketball tournament in south Zone, India (University Blue)
 Won first prize in Basket Ball tournament VTU Zone
 Basket Ball National player under 14.
 Won first place in Cricket tournament VSKUB

Timeline

Underwriting Support specialist Officer - Level 1

OSBI PVT LTD
01.2023 - Current

Service Desk IT Support

UNISYS INDIA PVT LTD
03.2022 - 01.2023

Tractional advisor Advisor 1

CONCENTIX Daksh services PVT LTD
03.2021 - 03.2022

MBA - finance and HR

Bellary Institute of Technology And Management College
04.2001 - 01.2020

Secondary School learning certificate (SSLC) - Middle School Education

SSLC
04.2001 -

B.COM Gen - Finance

Ballari Business College

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Vijay Kumar HUnderwriting Support specialist officer.