Vijeth Shetty

Education Loan In-charge

• Provided strong leadership to enhance team productivity and morale.
• Maintained frequent interaction with senior management to measure goal achievement and determine areas of improvement.
• Implemented and developed operational standards, policies and procedures.
• Held monthly meetings to create business plans and workshops to drive successful business.
• Lead Generation from various digital and physical channels of Education Loan.
• Ensuring conversion of leads into actual profitable business for the institution.
• Coordinating with various legal, technical and compliance agencies to ensure accuracy of proposals.
• Sanctioning of Education Loan on the Basis of processing done by Officer.
• Generating information regarding various business parameters from raw business data.
• Ensuring onboarding of business generation channels as partners of institution and maintaining continuous relations.
• Brainstormed and developed sales strategies to achieve short and long term sales revenue objectives.
• Recommended and implemented successful strategies to maximize revenue.

Credit Monitoring Department, Mumbai Metro North Region

• Maximized performance by monitoring daily activities and mentoring Branch Head and Credit Officers.
• Prevention of Accounts from getting Slipped into NPA.
• Monitoring of accounts on timely basis and ensuring compliance of Terms and Conditions complied on Monthly and Quarterly basis.
• Conducting and analyzing of Staff Accountability on Quarterly basis for the Accounts Slipped into Non - Performing asset.
• Monitored expenditures to mitigate risk of overages.
• Accomplished multiple tasks within established timeframes.
• Kept detailed records of daily progress to identify and correct areas needing improvement.

Retail Asset, Mumbai Zone

• Maximized performance by monitoring daily activities and mentoring team members.
• Accomplished multiple tasks within established timeframes.
• Resolution on Credit decisions for Various Deviations of Retail Advances.
• Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions and common goals.
• Kept detailed records of daily progress to identify and correct areas needing improvement.

Branch Manager, Athikaribettu and Kalladka Branch (Rural Services)

• Spending One year Tenure in Each Branch by Heading the Branch and Handling entire Portfolio.
• Performed statistical analyses to gather data for operational and forecast team needs.
• Maximized performance by monitoring daily activities and mentoring team members.
• Accomplished multiple tasks within established timeframes.
• Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions and common goals.
• Kept detailed records of daily progress to identify and correct areas needing improvement.
• Resolved staff member conflicts, actively listening to concerns and finding appropriate middle ground.
• Heading on taking Various Credit Decisions and Monitoring Daily Functions of Branch.
• Developed and maintained relationships with customers and suppliers through account development.

CREDIT RETAIL ASSET, MUMBAI

• Maximized performance by monitoring daily activities and mentoring team members.
• Administrative Clearance on Various Retail Proposals where Delegations Exceeds the Sanctioning Authority.
• Fortnightly Monitoring on Performance of Various Retails Portfolios of Branches.
• Kept detailed Credit Proposal identify and correct areas needing improvement.
• Flow-up from Branches for Improvement in Various Retail Parameters.

Dhole Patil Road and Pimple Saudagar

• Developed loyal and highly satisfied customer base through proactive management of team customer service strategies.
• Strengthened merchandising and promotional strategies to drive customer engagement and boost sales.
• Mentored team members to enhance professional development and accountability in workplace.
• Conducted weekly staff meetings to motivate staff members, address concerns and questions, plan improvements and evaluate progress toward goals.
• Monitoring Various Department and ensuring Compliances are done on timely basis.
• Handling Various Alternative Delivery Channels for the Branch.
• Processing with various Credit Proposals for the Branch and Handing over to Sanctioning Authority and Department