Bal Krishn Vishvkarma
Ujjain
Summary
To give my best effort in your esteemed organization and utilize my skill to grow the company. Strategic Channel Manager with a robust background in developing sales strategies and managing complex loan processes. Leveraged market analysis and innovative sales techniques to enhance business performance and customer satisfaction. Dedicated to fostering collaborative environments that promote team success and drive organisational growth.
Overview
2
2
Languages
21
21
years of professional experience
Work History
Channel Manager
PNB Housing Finance Ltd.
Ujjain, M.P.
08.2018 - Current
- Channel Management Regular Coordination and maintained relation with DMA/DSA Partners, Connectors and Builders and Empanelled new channel partners.
- Oversaw all aspects of urban business operations, ensuring effective management and coordination., Administered home loans, mortgages, fixed deposits, and health insurance products for clients..
- Managing entire loan process, login sanction to disbursement and collections by coordinating with credit team, operation team and collection team for better functioning of branch.
- Delivered quality services to business channel partners.
Sales Manager
HDB Financial Services
Ujjain, M.P.
07.2013 - 08.2018
- Led a team of 07 Sales officers and coordinated with credit team, operation team and collection team for better functioning of branch.
- Handling products PL/EBL/LAP/Gold Loan with GI & Health Insurance.
- Supporting to team for cold calling and generating loan enquiry from market and connectors and also generating reference business from my existing customers and connectors.
- Conduct sales meetings with my team on a daily basis and review targets v/s achievements.
Channel Manager
FULLERTON INDIA CREDIT Co.
Ujjain, M.P.
02.2013 - 06.2013
- Generating leads from open market through cold-calling, tele-calling, branch walking, road show, print media, EB Customers & Reference.
- Facilitated the sale of business, personal, and mortgage loans to clients, guiding them through the application process.
- Completing log in the files for sanction with their relevant documents as per the norms of the Fullerton India.
- Collected EMIs from customers who defaulted on payments.
Direct Marketing Associates
BAJAJ FINANCE LTD (STAFFING CARE)
Ujjain, M.P.
06.2010 - 11.2012
- Handling all Two Wheeler Login application from main counter and surrounding network for T.W. Finance by BFL.
- UID generate through DMA-WAS & get Cibil, Dedupe, Pre TVR before F.I. initiate & FCU.
- Checking all PDD docs of delivered cased preparing DO.
- Making DM Sheet through system and manual for disbursal and dispatch.
EMS & Salesman
RUKMANI MOTORS PVT. LTD.
Indore
01.2009 - 01.2010
- Handle Enquiry Management System & Selling TW.
Salesman
YASHODA FANCI STORE
Shajapur
01.2006 - 01.2009
- Selling general item and Coordinated with owner to enable timely availability of material.
Education
B.Com. - Application
Dayanand (Computer College)
Shajapur, M.P., India01-2011
Class 12 -
Saraswati Vidhya Mandir
Shajapur01-2008
Class 10 -
Govt. School No. 2
Shajapur01-2006
Skills
- MS Office
- Internet
- English Typing
- Application
- Maintaining MIS
- Operating Systems
- Hardworking
- High Degree of Flexibility
- Creativity
- Resourcefulness
- Commitment
- Optimism
- Exceptional Skills in Leadership
- Mentoring
- Sales Development Activities
- Loan process management
- Sales strategy development
- Market analysis
- Relationship building
- Performance tracking
- Team leadership
- Sales techniques
Languages
Hindi
English
Personal Information
- Father's Name: Mr. Pramanand Vishvkarma
- Mother's Name: Mrs. Teju Bai Vishvakarma
Custom
I hereby declare that above information is true of my knowledge and belief.
Hobbies and interests
Travling
Timeline
Channel Manager
PNB Housing Finance Ltd.
08.2018 - Current
Sales Manager
HDB Financial Services
07.2013 - 08.2018
Channel Manager
FULLERTON INDIA CREDIT Co.
02.2013 - 06.2013
Direct Marketing Associates
BAJAJ FINANCE LTD (STAFFING CARE)
06.2010 - 11.2012
EMS & Salesman
RUKMANI MOTORS PVT. LTD.
01.2009 - 01.2010
Salesman
YASHODA FANCI STORE
01.2006 - 01.2009
B.Com. - Application
Dayanand (Computer College)
Class 12 -
Saraswati Vidhya Mandir
Class 10 -
Govt. School No. 2