Vinodhkumar Rajendran
Banking Domain Expert
Chennai
Summary
A results-driven and customer focused Business Relationship Manager with a proven track record in the banking industry,specializing in Small and Medium Enterprises (SME) Business Loans and also in International and Inland Trade Finance. Seeking to leverage extensive experience in finance, risk assessment, and relationship management to transition into the dynamic IT sector.
Possessing a strong business acumen, excellent analytical skills, and a passion for technology,aiming to contribute to the growth and success of IT projects and initiatives.
Overview
8
8
years of professional experience
6
6
years of post-secondary education
2
2
Certifications
Work History
Manager - Trade Forex Operations
State Bank Of India
Chennai
06.2022 - Current
- Dealt with inland and international Letter of credit, Bills under Collection, Discounting of Bills, Non-LC Reimbursement Financing and Bank Guarantees.
- Extensively dealt with SWIFT messages such as MT 700 series,900,910,202,103 and 199.
- Drove volume growth in the FOREX turnover to a tune of 17 billion INR in a financial year.
Deputy Manager - Relationship Manager for SME
State Bank Of India
Chennai
06.2015 - 05.2022
- Evaluated and analyzed SME loan applications, conducted credit assessments, and assessed risk factors to determine creditworthiness.
- Developed and implemented tailored financing solutions for small and medium-sized enterprises, resulting in increased loan portfolio and customer satisfaction.
- Built and maintained strong relationships with stakeholders, providing personalized financial advice and fostering long-term partnerships.
- Conducted financial analysis, including cash flow analysis, financial statement analysis, and collateral evaluation, to mitigate risks and ensure loan viability.
- Collaborated with cross-functional teams to deliver exceptional customer service, resolve inquiries, and address client concerns promptly.
Education
Bachelor of Engineering - Electrical And Electronics Engineering
Sri Valliammai Engineering College
Chennai 09.2009 - 06.2015
Skills
Relationship Management
Certification
Moody's Certification on Commercial Credit
Timeline
Certification on International Trade Finance by IIBF
02-2023
Manager - Trade Forex Operations
State Bank Of India
06.2022 - Current
Moody's Certification on Commercial Credit
06-2019
Deputy Manager - Relationship Manager for SME
State Bank Of India
06.2015 - 05.2022
Bachelor of Engineering - Electrical And Electronics Engineering
Sri Valliammai Engineering College
09.2009 - 06.2015
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