Vinoth Annamalai
Theni
Summary
Experienced with financial management, strategic planning, and risk assessment. Utilizes comprehensive knowledge to drive operational efficiency and support business growth. Track record of leading cross-functional teams and implementing impactful initiatives.
Overview
19
19
years of professional experience
1
1
Certification
Work History
AVP
CSB Bank
01.2024 - 12.2025
- Branch Banking
- Led cross-functional teams to develop strategic initiatives enhancing customer engagement and retention.
- Streamlined operational processes, resulting in improved efficiency and reduced turnaround times.
- Analyzed market trends to inform product development and competitive positioning strategies.
- Collaborated with stakeholders to implement risk management frameworks aligning with regulatory standards.
- Improved customer satisfaction by streamlining processes and implementing new strategies.
- Provided strong leadership to enhance team productivity and morale.
- Increased Gold loan from 35crs to 58crs
- CA from 2crs to 3 crs
- SA from 10crs to 15 crs
- Fixed deposit from 30crs to 62crs
- Overall CASA book increased from 42crs to 80crs with the incremental growth of 38crs
Senior Manager
ICICI Bank
01.2022 - 12.2023
- Branch Banking
Chief Manager
IndusInd Bank Ltd
11.2020 - 10.2021
- Branch Banking
Manager
Axis Bank Ltd
02.2020 - 11.2020
- Branch Banking
Manager
Kotak Mahindra Bank
02.2018 - 01.2020
- Branch Banking
Officer
HSBC
06.2013 - 01.2018
- Banking (Law Enforcement Agency & AML)
Associate
Tata Consultancy Services
03.2010 - 04.2012
- Banking (AML)
Sr. Executive
Intelenet Global Services (Barclays Bank)
02.2007 - 12.2009
- Banking (AML-Sanctions, Account opening & KYC)
Education
Master of Computer Application -
Nehru Memorial College
01-2006
Bachelor of Computer Application (BCA) - undefined
Meenakshi Chandrasekaran Arts & Science College
01.2003
Higher Secondary - undefined
Govt Boys Hr. Sec. School
01.2000
SSLC - undefined
Govt Boys Hr. Sec. School
01.1998
Skills
- Customer service
- Custodian of branch
- Acquiring new business
- Focusing on third party products like Life Insurance, Health Insurance and General Insurance
- Operations management
- Strategic planning
- Operations planning
- Cross-functional communication
Certification
Certified on IRDA.
Languages
English
Tamil
Job Profile (Branch Banking)
- Focusing on customer service
- Key custodian
- Taking care of the service request raised for the customer queries.
- Allocating the locker for the customer on requirement
- Complete solution provided for branch banking
- Handling AML alerts for the branch and regulatory notices
- Coordinate with the teams for better and fast solutions
- ATM Coordinator (Cash loading)
- Coordinate with currency chest for cash off load and indent
- Handling customer queries
- Cross sell the banking products.
- Handling Inward and Outward Remittances
- Counting the cash for the day with teller and authorize the cash transactions and fund transfer on timely basis.
- Process stop cheque request on priority
- Overall Branch custodian.
- Scrutinizing the Account opening form with fellow sales team.
- Selling third party products ie: Life Insurance, Health Insurance, General Insurance etc.
- NPA and PNPA management
- Focusing on Asset products and increasing book size of branch.
Declaration
I hereby declare the above given information is true to the best of my knowledge, and if I get a chance to serve the organization I will be truthful and sincere to it.
Timeline
AVP
CSB Bank
01.2024 - 12.2025
Senior Manager
ICICI Bank
01.2022 - 12.2023
Chief Manager
IndusInd Bank Ltd
11.2020 - 10.2021
Manager
Axis Bank Ltd
02.2020 - 11.2020
Manager
Kotak Mahindra Bank
02.2018 - 01.2020
Officer
HSBC
06.2013 - 01.2018
Associate
Tata Consultancy Services
03.2010 - 04.2012
Sr. Executive
Intelenet Global Services (Barclays Bank)
02.2007 - 12.2009
Bachelor of Computer Application (BCA) - undefined
Meenakshi Chandrasekaran Arts & Science College
Higher Secondary - undefined
Govt Boys Hr. Sec. School
SSLC - undefined
Govt Boys Hr. Sec. School
Master of Computer Application -
Nehru Memorial College