Vinoth Kumar
Bengaluru,KA
Summary
A dynamic KYC experienced professional with over 9 year of experience in consistence application of global and local KYC policies and procedures in banking sector, expertise in team management and risk assessment. Proven track record in enhancing due diligence processes through innovative technology integration and quality assurance practices. Skilled in stakeholder engagement and project coordination, driving operational excellence and fostering team development. Proficient in KYC, CDD, and EDD methodologies.
Overview
9
9
years of professional experience
Work History
Director (AVP)
Morgan Stanley
01.2025 - Current
- Currently supervising a team of 14 full-time employees and 3 contingent workers, managing all aspects of Enhanced Due Diligence (EDD) screening for new Wealth Management client onboarding.
- Spearheaded high-impact initiatives, including the integration of advanced workflow tools and the deployment of Generative AI to optimize operational intelligence.
- Launched quality assurance practices for each phase of development. Evaluated employee performance and conveyed constructive feedback to improve skills.
- Established Team priorities, performance goals for employees and provided feedback, facilitating meaningful career discussions on methods for reaching those milestones.
- Collaborated with business stakeholders and the Technology team to enhance and streamline screening processes, orchestrating technology lifecycle management from script development to UAT/QA testing and production implementation.
- Maintained strong stakeholder engagement through monthly meetings dedicated to identifying improvement areas and aligning business workflows. Ensuring operational readiness through timely updates to standard operating procedures and policies.
Associate
Morgan Stanley
01.2020 - 12.2024
- Determining the risk of an on boarding clients by looking at their profile, which includes PEP, location, product, line of business and Etc.
- Source and gather relevant documentation for entities to identify correct counterparties such as charities, trusts, Limited companies, foundations, LLPs, LLC, and complex ownership structures and conducting high-level checks in line with due diligence procedures.
- Identifying accounts/clients depending on high-risk attributes of the account (High risk jurisdiction, high risk businesses, source of wealth, PEP and negative media, sanctions and employment) to be screened from EDD perspective of daily work for High and High + risk clients.
- Being SME in the process, participating in several automation and providing the Tech team with a walkthrough and ideas to achieve the desire outcomes and participating in QA reviews from end to end, including developing testing strategies, executing testing, and analyzing results.
- As an interim team lead, in responsible of managing all team operations, including assigning daily tasks, Disseminating information, Sending EOD on daily basis, Preparing MIS and present to stakeholders, Training new hires / interdepartmental team and conducting Quality check on same.
- Interacting frequently stakeholders to comprehend the need for a process that is in line with the policies and procedure.
Analyst
NTT DATA Services
01.2017 - 07.2019
- Analyzing the KYC details for the new on-boarding customer for Corporate, Medium Business and Small Medium Businesses.
- Check the background information of the person and the entity to see if they have engaged in any criminal activity to identify whether they are consider risk rating as Low, Medium, High or High +
- Check out for the customer's Source of funds, Source of wealth and Import & Export business with Sanction or Prohibited Countries.
- Request Additional information from RM, If there is any missing information in Director's Shareholder's Name, DOB and Share% details.
Education
Bachelor of Arts - Computer Applications Development
Bharathiar University
Sathyamangalam, India03-2016
Skills
- Team management
- Process improvement
- stakeholder Management
- Risk management
- Project coordination
- Project management
- KYC - CDD, EDD, Screening (Sanctions, Adverse media, PEP)
- Lexis Nexis, RDC, World Check
Timeline
Director (AVP)
Morgan Stanley
01.2025 - Current
Associate
Morgan Stanley
01.2020 - 12.2024
Analyst
NTT DATA Services
01.2017 - 07.2019
Bachelor of Arts - Computer Applications Development
Bharathiar University