Vipul Dubey
702, Vasundhra , Ghaziabad, U.P
Summary
Accomplished legal professional with a proven track record at HDFC Bank Ltd, adept at driving recovery and resolution strategies for financial institutions. Expert in legal issue identification and resolution, leveraging skills in SARFAESI Act 2002 and Insolvency and Bankruptcy Code 2016. Demonstrates strong analytical abilities and vendor management, enhancing legal operations and compliance.
Overview
8
8
years of professional experience
Work History
SR Manager (legal)
HDFC BANK LTD
02.2023 - Current
- Conceptualizing and effecting legal and initiating legal recourse for recovery and resolution strategies and techniques for Corporate and Retail Finance by Banks and Financial Institutions involving legal issues especially, DRT Act, NI Act 1881,Arbitration Act 1996, SARFAESI Act 2002 and Insolvency and Bankruptcy Code 2016.
- Providing legal and litigation support to line recovery team of the North Region and helping in resolving the portfolio of Delinquent accounts.
- Preparing and drafting of securitization Application, Miscellaneous Application, Briefing, Appeals to DRT,Preparing &Drafting of claims for arbitration and handling the same in arbitration proceeding for and on behalf of Company/Bank,Drafting and vetting written petitions, case papers & Appeals for submission/Pleadings for legal Proceedings. Observing the Title search report for purpose of creation of mortgage of the immovable property in favor of Bank. Drafting of MOU/Compromise Deed.
- Attending various meetings as Authorized Representative of Financial Creditor called under provision of IBC 2016.
- Defending Against the Bank case filed in Judicial forums like Civil court, High court, Tribunals and Administrative and Executive forums.
- Vendor management/Development and review.
- Adherence to proper Audit process as laid down by the Bank.
Sr Manager Recovery & Resolution
Kotak Mahindra Bank
11.2019 - 02.2023
- Primarily to resolve portfolio of allocation (cases) pertaining to Corporate Finance , MSME and Multi .funding cases in order to maximize recovery of Dues and resolution of account through help of various legal recourses like DRT Act, SARFAESI Act 2002, Insolvency and Bankrupcy code 2016, Arbitration Act and cases under offence of section 138 under NI Act.
- Executing and assisting the compliances under SARFAESI Act 2002
- attending meeting as authorized representative of the Financial creditor conducted by the Resolution Professional/Liquidator under the provisions of IBC 2016.
Manager (legal)
HDFC Bank Ltd
07.2017 - 10.2019
- Primarily to allocated the cases for the portfolio of allocation in order to maximise recovery of money through help of, DRT Act, SARFAESI Act 2002 and cases under offence of section 138 under NI Act.
- Adhering to Time line for initiating the legal recourse for delinquent accaounts .
- attending the court Hearing and timely compliance if the Judicial order.
- legal vendor management and review.
Dy Manager
Kotak Mahindra Bank
05.2016 - 07.2017
- Primarily to resolve portfolio of allocation (cases) in order to maximize recovery of money for bank through the help of SARFAESI Act 2002.
- To attend or initiate ARBITRATION proceeding including Execution of Award.
- Ensuring compliance of Company’s policies by engaging, briefing the empanel Lawyers of the Kotak Mahindra Bank.
- Looking after adherence to proper Audit process as laid down by the company
- Reducing business risk, attaining targets analyzing portfolio regularly and identification of chronic cases.
Education
Masters of Law - Law And Legal Studies
Indian Law Institute
New Delhi, India03-2014
Bachelors of Law - Law And Legal Studies
Campus Law Centre, Delhi University
Delhi07-2008
Skills
- Adept in conceptualizing and effecting legal ,Recovery and Resolution strategies and techniques for Corporate and Retail Finance by Banks and Financial Institutions
- Identifying the legal issue involve in delinquent account
- Analyzing and resolving the legal issue involve in delinquent account in consultation with the legal vendor
- Keeping abreast with recent judicial pronouncement
Languages
Hindi
English
Advanced (C1)
Marathi
Beginner (A1)
Timeline
SR Manager (legal)
HDFC BANK LTD
02.2023 - Current
Sr Manager Recovery & Resolution
Kotak Mahindra Bank
11.2019 - 02.2023
Manager (legal)
HDFC Bank Ltd
07.2017 - 10.2019
Dy Manager
Kotak Mahindra Bank
05.2016 - 07.2017
Masters of Law - Law And Legal Studies
Indian Law Institute
Bachelors of Law - Law And Legal Studies
Campus Law Centre, Delhi University
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