Summary
Overview
Work History
Education
Skills
Personal Information
Timeline
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Vipul Singh

Product Manager
Mumbai

Summary

Keen professional with 8 years + in Banking and NBFC, driving end-to-end digital projects and specializing in full ownership from commercial to operational realms. Proven success in implementing digital products, navigating dynamic business environments, and optimizing product roadmaps for enhanced consumer experiences.

Currently excelling as a Product Manager - Digital & Data Lead at YES Bank with entrepreneurial spirit and continuous learning ethos.

Overview

13
13
years of professional experience

Work History

Product Manager - Personal Loans

YES Bank
03.2019 - Current

Conceptualized & implemented E2E digital and paperless journey (SFDC-DAF).

  • Prepared business case and got it approved from relevant stakeholders.(Legal, compliance, credit, ops etc)
  • Liaised with tech team and vendor during system development.
  • Testing the flow, identify bugs,errors etc to signoff the development.
  • Training all channels towards adoption of new platform.
  • Query resolution for all stakeholders i.e. Sales,Credit,Ops etc.


Loan in Seconds on mobile banking app

  • BRD preparation and raise request on JIRA.
  • Liaised with vendor, marketing, compliance, legal teams to design and finalize screen designs.
  • Continuous interaction with tech team to track the progress of project and resolve any queries pertaining to Product/Process.
  • End to End testing of the flow and provide signoff.


Partnerships

  • Worked with digital aggregators like CRED, PhonePe to stich E2E journey. with bank.
  • Ensured adherence to Digital Lending Guidelines and other regulatory norms.
  • Coordinated with Partners and internal stakeholders like Analytics, Policy, Compliance etc to finalize the policy and process framework.
  • Seek necessary approvals on the process and policy from various stakeholders.
  • Pre-Approved database creation by liaising with Partner and Analytics team.
  • End to end testing of system.


Database Management

  • Liaised with Policy team to draft policy framework for culling out various database like PA, PQ etc.
  • Coordinate with Analytics team for timely refresh and release of database.
  • Database allocation to various sales team in a secured and digital manner.
  • Tracking conversion and effectiveness of database released.

Product Manager - Unsecured Loans

ICICI Bank Limited
09.2016 - 10.2018
  • Re-engineering of exiting processes
  • Designing end to end process for various scenarios in Loan Lifecycle
  • Competition analysis and formulating pricing strategy in line with market offer
  • Business enhancement through technological innovations
  • Understanding and implementing regulatory guidelines within timeframe
  • Responsible for preparing and getting approval for Bank level documents like PAC and ALCO Note
  • Responsible for PL Audits, SOAX, ORMG, Compliance, Hind Sighting, Regulatory reporting.

Area Head (Sales & Collection)

Janalakshmi Financial Services Ltd. (now Jana Bank)
06.2015 - 09.2016
  • Managed Sales & Collections team for JLG loans.
  • Increased sales figure from 60 Lakhs per month to 2 Crs per month.

Process Associate

Gallagher Offshore Support Services Pvt . Ltd.
05.2011 - 11.2012
  • Auditing claims on worker's compensation
  • Handling and auditing the critical claims related to Litigation, Subrogation and settlement

Education

PGDM -

Balaji Institute of Telecom & Management, Pune, Autonomous

BBA - undefined

Ness Wadia College of Commerce, Pune, Pune University

HSC - undefined

DAV Public School, C.B.S.E

SSC - undefined

D.A.V Public School, C.B.S.E

Skills

    Sales expertise

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Personal Information

  • Father's Name: Mr. Vinay Kumar Singh, (Retired AFM, SECL Bilaspur)
  • Mother's Name: Vandana Singh (Homemaker)
  • Date of Birth: 05/05/91
  • Nationality: Indian
  • Marital Status: Single

Timeline

Product Manager - Personal Loans

YES Bank
03.2019 - Current

Product Manager - Unsecured Loans

ICICI Bank Limited
09.2016 - 10.2018

Area Head (Sales & Collection)

Janalakshmi Financial Services Ltd. (now Jana Bank)
06.2015 - 09.2016

Process Associate

Gallagher Offshore Support Services Pvt . Ltd.
05.2011 - 11.2012

PGDM -

Balaji Institute of Telecom & Management, Pune, Autonomous

BBA - undefined

Ness Wadia College of Commerce, Pune, Pune University

HSC - undefined

DAV Public School, C.B.S.E

SSC - undefined

D.A.V Public School, C.B.S.E
Vipul SinghProduct Manager