Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Vishal Balabhadruni

Hyderabad

Summary

Results-driven professional with extensive experience in credit risk assessment and financial analysis. Known for delivering comprehensive evaluations and insightful recommendations that enhance portfolio performance and drive strategic investment decisions.

Overview

6
6
years of professional experience

Work History

Senior Associate Analyst

ICRA
Hyderabad
11.2023 - Current
  • Managed credit rating assignments for mid to large corporates across sectors: Real estate, Construction, Hospitals, 2W EV manufacturing, specialty chemicals, defense manufacturing, agro commodity trading, logistics, auto dealerships, and staffing.
  • Conducted thorough due diligence and in-depth credit assessments, analyzing financial statements, evaluating sectoral risks, and reviewing management profiles of client organizations.
  • Built detailed financial projections to assess future performance, Liquidity risk and enabling scenario-based rating recommendations.
  • Presented findings to rating committees, supporting final rating decisions.
  • Ensured compliance with ICRA’s analytical standards and methodologies.

Research Analyst

The Hindu Businessline
Chennai
02.2022 - 10.2023
  • Contributed extensively to The Hindu Business Line's portfolio (weekly edition), with 110+ articles on cement, infrastructure, logistics stocks, and fixed income products.
  • Hosted and appeared in over 23 podcasts focused on personal finance topics for the publication.
  • Regularly contributed insights, enhancing the publication’s reputation in sectoral analysis.

Senior Research Analyst

CapitalVia
Indore
03.2019 - 12.2021
  • Delivered intraday trading recommendations in cash and derivatives segments to optimize client investments.
  • Managed and improved client ROI through risk management and market analysis.
  • Provided expert insights on stocks, sectors, and market trends for media inquiries

Education

MBA - Banking And Finance

GITAM School of International Business
Visakhapatnam
03-2019

B.Com -

Annamalai University
Chidambaram
06-2016

Skills

  • Credit Research
  • Credit Risk Assessment
  • Financial analysis
  • Financial projection
  • Due diligence
  • Equity research

Languages

English
First Language
Hindi
Advanced (C1)
C1
Telugu
Proficient (C2)
C2

Timeline

Senior Associate Analyst

ICRA
11.2023 - Current

Research Analyst

The Hindu Businessline
02.2022 - 10.2023

Senior Research Analyst

CapitalVia
03.2019 - 12.2021

MBA - Banking And Finance

GITAM School of International Business

B.Com -

Annamalai University

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Vishal Balabhadruni