VISHAL RANA
Working Professional
Dehradun
Summary
MBA (FINANCE & HR) PROFESSIONAL WITH OVER 3 YEAR OF BANKING & NBFC EXPERIENCE IN RETAIL LOANS, CUSTOMER RELATIONSHIP MANAGEMENT, AND SALES. SKILLED IN FINANCIAL PRODUCTS, CLIENT HANDLING, AND CROSS-SELLING.
Overview
3
3
years of professional experience
1
1
Language
Work History
Senior Sales Executive - Home Loans
HDFC BANK
12.2024 - Current
- Interacted with customers to understand their home loan requirements and suggested suitable products.
- Collected and verified loan applications and documents (KYC, income proofs, property papers).
- Explained eligibility, EMI calculations, interest rates, and repayment terms to customers.
- Coordinated with credit, legal, and technical teams to ensure smooth loan approval.
- Built relationships with builders, property dealers, and channel partners to generate leads.
- Maintained sales pipeline and worked to achieve monthly loan disbursement targets.
- Provided after-sales service and built strong customer relationships for cross-selling.
- Promoted and cross-sold products like home loan insurance, life insurance, and property insurance to customers.
- Assisted customers in opening savings and current accounts during the home loan process.
- Educated clients on the benefits of bundled products to ensure complete financial security.
Sales Officer Cross Sell PL & INSURANCE
IDFC FIRST BANK
07.2023 - 12.2024
- Approached existing and potential customers to cross-sell personal loans and insurance products.
- Explained features, benefits, and eligibility of personal loans and insurance policies (NEVA, Bupa, Aditya Birla Life, HDFC Life).
- Collected & verified necessary documents and coordinated with credit/legal teams for approvals.
- Promoted additional banking products like savings/current accounts to enhance customer portfolio.
- Built strong customer relationships to ensure repeat business and referrals.
Relationship Manager
SMFG India Credit (NBFC)
01.2023 - 07.2023
- Promoted retail loan products to individual & corporate clients.
- Developed lead generation through field sales & telecalling.
- Improved product awareness and maintained customer satisfaction.
Education
MBA - Finance & HR
Saraswati Institute of Management And Technology
Rudrapur08.2025
Bachelor of Science - Science
Shree Guru Ram Rai Pg College Dehradun
Dehradun 07.2020
Class XII -
Janta Inter College
Rudrapur01.2017
Class X -
Janta Inter College
Rudrapur01.2015
Skills
Finance Skills: Mutual Funds, Loan Processing, Financial Analysis
Interests
Books reading, playing Cricket, Travelling
Disclaimer
I hereby declare that all the information provided is the best of my knowledge
Timeline
Senior Sales Executive - Home Loans
HDFC BANK
12.2024 - Current
Sales Officer Cross Sell PL & INSURANCE
IDFC FIRST BANK
07.2023 - 12.2024
Relationship Manager
SMFG India Credit (NBFC)
01.2023 - 07.2023
MBA - Finance & HR
Saraswati Institute of Management And Technology
Bachelor of Science - Science
Shree Guru Ram Rai Pg College Dehradun
Class XII -
Janta Inter College
Class X -
Janta Inter College
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