VIVEK N NAIR

• Successfully managing MSME portfolios across multiple branches, ensuring sustainable growth and profitability.

• Leading a team of Relationship Managers to achieve and exceed business targets, including loan disbursements and deposit mobilization.

• Developing and implementing credit strategies to ensure high-quality loan approvals and minimize Non-Performing Assets (NPAs).

• Building and maintaining strong relationships with MSME clients, providing customized financial solutions to meet their unique needs.

• Served as Regional Sales Head for North Kerala region & Gujarat Region
• Acquisition of NTB MSME business relations as well as maintaining of existing portfolio
• Managing a team of Sales Managers and Relationship Managers
• Ensuring achievement of targets without compromising asset quality
• Ensuring optimum TAT of proposals
• Upselling & cross selling of TPP and value-added products
  Ensuring achievement of targets without compromising asset quality
  Ensuring optimum TAT of proposals

• Managing branch banking activities, ensuring profitability by acquisition of new assets, liability and third-party business
• New SME client acquisition and monitoring asset quality
• NPA Management and stressed asset monitoring

• Managing the day-to-day activities of the branch and counter
• Acquisition of new clients and cross selling of various products
• Processing of various retail loans

• Coordinating the marketing of digital and third-party products of the branches coming under the region
• Training branch staff on various digital products of the bank