Vivekanand Kamanakeri
Area Business Manager (NBFC)
Vijayawada,KA
Summary
Area Business Manager leading sales managers in Business Loans and Professional Loans sales while coordinating closely with the credit team. Builds pipeline through direct sales and channel management, carrying forward experience across personal loans, business loans, and DSA-led sourcing. Brings a clear lending-sales focus to growth, underwriting alignment, and customer acquisition.
Overview
3
3
Languages
15
15
years of professional experience
Work History
Area Business Manager (ABM)
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.
02.2026 - Current
- Generate 10-15 business loan leads weekly through branch outreach and channel follow-ups.
- Manage business and professional loan sourcing while maintaining steady sales pipeline coverage.
- Build DSA relationships and channel partnerships to widen market reach and improve customer acquisition.
- Track sales targets and branch performance, adjusting focus across active loan segments as needed.
- Support personal loan opportunities by qualifying prospects and guiding them through the next steps.
- Coordinate team activity across sales and credit touchpoints to keep branch operations organized.
Branch Manager
SMFG INDIA CREDIT CO. LTD.
10.2024 - 01.2026
- Led a team of 5 Sales Managers across branch sales activity and daily performance follow-up.
- Managed Personal Loan and Business Loan products through branch-level sales coordination and customer acquisition.
- Coordinated DSA and channel management to expand sourcing support and strengthen branch sales flow.
- Drove relationship management with customers and partners to support loan origination and repeat business.
- Supported sales target management through regular credit coordination and branch-level follow-up.
Sales Manager
TATA CAPITAL LTD.
01.2023 - 09.2024
- Drove DSA-led sales for unsecured low-ticket and high-ticket business loans through consistent channel management.
- Built customer acquisition pipelines for personal and business loans through outreach, follow-up, and relationship management.
- Tracked sales targets and branch sales operations to keep loan sourcing aligned with daily business priorities.
Sales Manager
ADITYA BIRLA FINANCE LTD.
07.2022 - 12.2022
- Develop DSA relationships to expand sourcing for unsecured high-ticket business loans.
- Coordinate credit checks and documentation for personal and business loan applications.
- Support branch sales operations and customer acquisition using Excel and Outlook for follow-up tracking.
Channel Manager
FULLERTON INDIA CREDIT CO. LTD., BIJAPUR
06.2018 - 06.2022
- Managed unsecured personal and business loan sourcing through direct sales and DSA partners.
- Built relationships with DSA partners to steady pipeline flow and improve referral quality.
- Drove customer acquisition for unsecured lending products while balancing sales targets and branch priorities.
- Coordinated credit documentation and application checks with branch teams to keep cases moving efficiently.
- Used MS Excel, MS Office, and MS Outlook to track leads, follow-ups, and sales activity.
Senior Sales Officer
HDB FINANCIAL SERVICES, BIJAPUR
05.2017 - 05.2018
- Acquire new customers for personal and business loans through direct sales, relationship management, and branch-level outreach.
- Coordinate credit processing for secured and unsecured loans, aligning documentation and approvals with lending requirements.
- Track sales targets and pipeline activity to keep personal and business loan activity aligned with branch goals.
Senior Sales Executive
IDBI BANK LTD.
10.2014 - 05.2017
- Generated new customer accounts monthly by promoting CASA products through field sales activity.
- Maintained client relationships and followed up on enquiries to support repeat business and account retention.
- Supported branch sales operations by tracking leads,
Airtel Money Sales Officer
BHARTI AIRTEL
10.2013 - 07.2014
- Supported Airtel Money product sales through retailers and distributors, maintaining consistent market coverage.
- Built retailer and distributor relationships to improve product visibility and day-to-day sales execution.
- Coordinated channel activity to keep Airtel Money available across assigned sales points.
- Tracked sales activity and followed up with partners to support customer acquisition goals.
Marketing Officer
SHRIRAM FORTUNE SOLUTIONS LTD.
08.2011 - 08.2013
- Coordinated agency relationships to drive sales for life, general, and health insurance products.
- Supported cross-sell of insurance products and deposits through branch-linked channel activities.
- Built channel coverage by identifying prospects and converting them into active agency partners.
- Tracked sales activity and pipeline follow-ups to support target achievement across assigned products.
- Maintained MS Excel and MS Office records for agency contacts, deposits, and product updates.
Education
B.Tech - E & TC
JRN Rajasthan Vidyapeeth University
Udaipur07-2013
Diploma - E & C
BLDEA's Diploma College
Bijapur11-2008
SSLC - undefined
Shri Sangameshwara High School
Bijapur04-2004
Skills
Business loans & professional loans
Personal loans
DSA & channel management
Sales & business development
Customer acquisition
Team leadership
Credit coordination
Sales target management
Branch sales operations
Relationship management
Personal Information
- Date of Birth: 26-Dec-1987
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Accomplishments
• Top 3rd Front Sales Executive – State Level, Shriram Fortune Solutions Ltd.
• Certificate of Appreciation – HDB Financial Services.
• Qualified for foreign and domestic incentive trips based on business target achievement – Fullerton India.
• Certificate of Appreciation from ManipalCigna for Health Insurance cross-selling at Fullerton India.
• Top 3rd Sales Manager – Pan-India Level, Tata Capital Ltd.
DECLARATION
I hereby declare that the information provided above is true and correct to the best of my knowledge and belief.
Vivekanand
Timeline
Area Business Manager (ABM)
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.
02.2026 - Current
Branch Manager
SMFG INDIA CREDIT CO. LTD.
10.2024 - 01.2026
Sales Manager
TATA CAPITAL LTD.
01.2023 - 09.2024
Sales Manager
ADITYA BIRLA FINANCE LTD.
07.2022 - 12.2022
Channel Manager
FULLERTON INDIA CREDIT CO. LTD., BIJAPUR
06.2018 - 06.2022
Senior Sales Officer
HDB FINANCIAL SERVICES, BIJAPUR
05.2017 - 05.2018
Senior Sales Executive
IDBI BANK LTD.
10.2014 - 05.2017
Airtel Money Sales Officer
BHARTI AIRTEL
10.2013 - 07.2014
Marketing Officer
SHRIRAM FORTUNE SOLUTIONS LTD.
08.2011 - 08.2013
SSLC - undefined
Shri Sangameshwara High School
Diploma - E & C
BLDEA's Diploma College
B.Tech - E & TC
JRN Rajasthan Vidyapeeth University