VRAJESH KORIA
Mumbai
Summary
Dynamic banking professional with extensive experience at Mizuho Global Services, excelling in remittance and deposit operations. Proven track record in achieving 100% accuracy in fixed deposit management and compliance reporting. Skilled in SWIFT systems and analytical problem-solving, driving efficiency and enhancing operational processes across multiple branches.
Overview
8
8
years of professional experience
Work History
Senior Officer - Remittance & Deposit Operations
Mizuho Global Services India Pvt. Ltd.
02.2024 - Current
- Managed end-to-end Fixed Deposit operations, achieving 100% accuracy in placements and withdrawals.
- Handled account opening, closures, cheque clearing, and NACH mandate acceptance efficiently.
- Prepared monthly reports for RBI, Head Office, and Auditors to ensure compliance.
- Processed local and foreign remittances across five branches with complete accuracy.
- Executed inward telegraphic transfers for all currencies, including requested conversions.
- Collaborated with IT and RPA teams to enhance systems and reduce manual processes.
Officer Level 2 - Deposit Operations
Mizuho Bank, Ltd.
04.2021 - 02.2024
- Processed tax-related payments including TDS, professional tax, EPFO, and ESIC with adherence to compliance requirements.
- Managed account opening, KYC verification, closures, and issuance of annual balance confirmations, interest, and TDS certificates.
- Oversaw Fixed Deposit operations including placements, interest calculations, and maturity management.
Officer - Local Remittance
Mizuho Bank, Ltd.
09.2017 - 04.2021
- Company Overview: (Contract)
- Handled local and foreign remittances across all five branches with accuracy and compliance.
- Processed inward telegraphic transfers for all currencies including customer-requested conversions.
- Prepared Foreign Inward Remittance Certificates (FIRC) and R-Returns for reporting compliance.
- Managed distribution of SWIFT messages and ensured settlements/reconciliation of RBI batches for NEFT/RTGS.
- (Contract)
Education
Bachelor of Commerce -
KES Shroff College
Mumbai12.2017
HSC -
Balbharti College
Mumbai12.2014
SSC -
Malad Kandivali Education Society
Mumbai12.2012
PGDM - Banking, Investment & Insurance
Welingkar Institute of Management
MumbaiSkills
- Banking operations and compliance
- Fixed deposit management
- SWIFT and payment systems
- Reconciliation and reporting
- Client servicing and documentation
- Remittance processing
- Tax payment processing
- KYC verification
- Compliance reporting
- Operations planning
- Problem solving
- Analytical thinking
Languages
- English
- Gujarati
- Hindi
Personal Information
Date of Birth: 10/13/95
Timeline
Senior Officer - Remittance & Deposit Operations
Mizuho Global Services India Pvt. Ltd.
02.2024 - Current
Officer Level 2 - Deposit Operations
Mizuho Bank, Ltd.
04.2021 - 02.2024
Officer - Local Remittance
Mizuho Bank, Ltd.
09.2017 - 04.2021
Bachelor of Commerce -
KES Shroff College
HSC -
Balbharti College
SSC -
Malad Kandivali Education Society
PGDM - Banking, Investment & Insurance
Welingkar Institute of Management
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