YASHRAJ NAGPURE

Data Analytics

• Aided with relevant data cuts for the Appointed Actuary's quarterly Product Performance Review.
• Collaborated with the team to identify data needs, optimize data structures and improve analytical capabilities.
• Led the Automation of data with respect to regulatory reporting.

Budgeting

• Facilitated the Annual Budgeting Process aligning financial plans with business objectives.
• Conducted Variance analysis to ensure alignment of the budget with management's guiding.
• Optimized resource allocation for profitability.

P&L Management

• Managed the entire P&L for Retail division thereby ensuring constant top-line growth with bottom line within expected limits.
• Aided the Business heads with insights on profitable growth of business.

Business Modelling

• Constructed dynamic long term financial models to aid strategic decision making and investments.
• Assessed market opportunities and risks through scenario analysis.
• Performed periodical variance analysis to ensure the achievement in lines with management approved models in the execution phase.

Streamlined Reporting & Automation

• Designed MIS dashboards providing real time business insights.
• Ensured accurate & timely financial reporting for key stakeholders
• Spearheaded process & data automation initiatives thereby bringing in efficiency and accuracy.

Responsibilities & Achievements

• Responsible for managing the Marine Cargo Portfolio including Top Line (Premium Income) and Bottom Line (Claims outgo) for Corporate Segment of Mumbai Hub (largest Hub contributing to approx. 35% of Pan India Corporate Business)
• Spearheaded customer acquisition of two of the Largest Steel Manufacturers in India owing to a premium accretion of INR 8 Crore+.
• Achieved 50%+ YoY growth in Top Line and reduction in bottom line by 20%+ YoY thereby improving overall profitability of Mumbai Hub.
• Devised tailor made marine insurance solutions for the top companies around the Metal, Pharmaceuticals, Crude & Petroleum and Automobiles industries.
• Performed detailed analysis & assessments with respect to Marine insurance market, growth & profitability analysis vis-à-vis peer companies, mapping of potential profitable customers and continuity feasibility of existing customers.
• Conducted training sessions on Marine Cargo Insurance for upcoming agents to be empaneled on company's agency panel.
• Conducted walkthrough/ informative sessions for Logistics, Risk Management and other concerned teams of customers regarding their policy coverages.

Income Tax

• Filings & Consultancy: Preparing Income Tax Computations, filing of returns, consulting on tax planning for corporate and non-corporate clients
• Assessments & Litigations: Handled Income Tax Assessments & Litigations before first appellate authority and Income Tax Appellate Tribunal of clients involved in Automobile and Real Estate industries

Statutory Audit

• Conducted Statutory audits of corporate clients, Charitable & Religious Trusts involving schools, hospitals and temples
• Prepared reports and materials to assist with audits.

Others

• Assisted in financial due diligence of a corporate client
• Assisted and participated in preparation of Standard Operating Procedure (SOP) of newly built hospital and setting up the entire financial workflow.