Abhishek Rastogi
New Delhi
Summary
Financial Crime Analyst with hands-on experience in AML, KYC, CDD/EDD, and transaction monitoring within fast-paced fintech operations. Experienced in analyzing complex transaction behavior, identifying money laundering, money muling, APP fraud, app fraud, and account takeovers, and making risk-based decisions on regulatory reporting and customer offboarding. Strong in OSINT, adverse media research on individuals and corporates, corporate document verification, and audit-ready case documentation. Known for clear written communication, sound analytical judgment, and the ability to protect both customers and the business in high-volume, 24/7 operational environments.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Fincrime Analyst FIU Core
Revolut
Delhi
02.2025 - Current
- Analyzed customer transaction activity to identify suspicious patterns, anomalies, and financial crime indicators.
- Made risk-based decisions on regulatory reporting, account restrictions, and customer offboarding in line with internal policies.
- Identified and investigated money laundering and money muling typologies across personal and business accounts.
- Investigated app fraud cases, including account takeovers (ATOs) and unauthorized access scenarios.
- Conducted open-source intelligence (OSINT) research on private individuals and corporate entities to assess risk exposure.
- Obtained, reviewed, and validated company documents, including licenses, registrations, and corporate records.
- Differentiated false positives from genuine financial crime risks using a risk-based analytical approach.
- Prepared detailed case notes and escalation summaries to support compliance and audit requirements.
- Collaborated with fraud, compliance, and customer support teams to resolve complex, high-risk cases efficiently.
OPERATIONS ASSOCIATE
WNS Global Services
Gurugram
10.2024 - 01.2025
- Conducted thorough investigations and risk assessments to enhance AML compliance.
- Analyzed transaction patterns using advanced software tools, identifying hidden fraud schemes.
- Took ownership of cases, collaborating with compliance, fraud, and product teams for accurate resolutions.
- Investigated fraud referrals, minimizing risks and resolving inquiries effectively.
- Executed comprehensive investigations into suspicious transactions, reducing financial risks.
- Maintained average handling time of 30 minutes for document retrieval and alert mitigation.
KYC ANALYST
Credit Saison
New Delhi
06.2024 - 10.2024
- Ensured compliance with regulatory requirements by conducting thorough customer due diligence checks.
- Supported KYC processes for prospective and existing customers.
- The adjusted end-to-end KYC process needs to align with workforce capabilities.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Prevented account closures or penalties with prompt resolution of outstanding KYC issues for high-risk clients.
- Determined customer risk ratings based on analysis and research findings.
ACCOUNT MANAGER
NUTNBOLT BUSINESS SOLUTION
Bengaluru
01.2024 - 05.2024
- Increased client satisfaction by building strong relationships and addressing their needs promptly.
- Successfully resolved escalated issues, preventing potential loss of valuable clients while maintaining positive relationships with all parties involved.
- Maintained high client retention rate by providing exceptional customer service and anticipating client needs.
- Collaborated with sales team to identify potential upsell opportunities and expand client base.
Education
BBA - Finance
Alliance University
Bangalore12.2024
High School Diploma -
Little Flower
06.2021
Skills
- Fraud investigations and anti-money laundering
- Transaction monitoring and alert analysis
- Suspicious activity report filing
- Risk-based decision making
- Fraud detection and account assessment
- Account takeover and app fraud analysis
- Authorized push payment fraud analysis
- Money laundering typology identification
- Know your customer reviews
- Customer due diligence and enhanced due diligence
- Source of funds analysis
- Pattern detection in transactions
- Open-source intelligence research
- Adverse media screening
- Company document review and validation
Certification
- Certified AML Analyst
- Financial Analysis of Organizations, Banking, and Financial Institutions
Languages
- English
- French
- Hindi
Timeline
Fincrime Analyst FIU Core
Revolut
02.2025 - Current
OPERATIONS ASSOCIATE
WNS Global Services
10.2024 - 01.2025
KYC ANALYST
Credit Saison
06.2024 - 10.2024
ACCOUNT MANAGER
NUTNBOLT BUSINESS SOLUTION
01.2024 - 05.2024
BBA - Finance
Alliance University
High School Diploma -
Little Flower